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I often see folks talk about Citi Bank and BOA here on the board, but seldom I see anything on Capital one. Has anyone settled with them? Can you give details. Thanks Reny

Hi thanks for taking time to read this post. I have about $9200 in credit card debt with Chase. I am in a vicious cycle with them due to late payments and just not having enough to cover the minimum due every month due to decreased income. I have already looked into debt management and it will not help my situation. I am considering borrowing money from a friend in exchange for doing some home repairs/remodeling. Can anyone please tell me what I can expect from Chase as far as what they will settle for? I have read 50% from some and 20% from others, which is a pretty big difference.

I bank with a smaller bank, friendly sort. I went to the branch yesterday and opened a new account. I tried to explain to them what was going on with the PDL and they looked at me like I was from Mars. I have to go back today and speak with the branch manager. Is it okay to ask them to do the following. Tell me who the ACH processor is for each of my 3 PDLs.

:( This is my story. I was happily working and earning and comfortably leaving. Suddenly I lost my job and I taken loan from moneylender for 2% interest per month which accumulated to 10 lakh which giving me sleepless night.

Obama’s Economic Stimulus Plan has announced $168 billion in tax rebates and tax breaks for both taxpayers and businesses. According to the plan an individual can get a tax rebate of up to $600 and a couple filing jointly can expect a rebate of up to $1200. Do you think it is going to help you? How?

I am now affraid of misuse of my CC. Before 1 year I applied for a CC and I got a call from a branch which is 1200 Km away about sanction. My address was little bit complex. I even received my PIN password. But never got the CC. I followed up for a month and then left as I had changed my address. But now I am afraid of its misuse by else one. Is it possible or can I check online?

Hi Frogpatch, Have a look at the forum payment snapshot :) Have a nice time :) Jason

How do you get rid of Palisades after you settled the debt 4 years ago and the debt reappears 4 years later? I have called and been disconnected and written requesting evidence with no response after 3 letters.

can anyone tell me if cash direct express-gecc is legal in Missouri

what can you do if you paid the settlement amount and submitted proof of payment to all three credit agencies and they still say you owe a balance eventhough you took the discount settlement amount to end debt collection? Should I be seeking attorney at this point. they are the only ones left on my credit report as not being paid off and I am trying to purchase a house as of May 09,