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I have a loan with payday services which i have already defaulted on... I spoke with them today advising them that they are not legal in Tx and that I would be willing to pay the principle only. They told me that they are legal in TX and that the only way I could get away with paying the principle only is if I got something from my state attorney general office stating that I did not have to pay interest... does this sound right?

I have been getting calls from this Leo Kane guy about $2070.00 I owe a college because I dropped out of a semester. He wants 150.00 a month, and he said he needs it THIS month or he will pass on my debt to another company that will garnish my wages. I told him I do not have the 150.00 at the moment, but could give him 60.00 right now. He wont take it. Also my wages are already being garnished due to a defaulted student loan. Is there a way to get out of this garnishment and get back onto a set payment plan?

My wife and I both have one credit card each, through Chase. My (maxed out) balance is $36,000 and hers is $16,000, combined we owe $52,000. Since both cards are now maxed out (we have been living off of them), the APR doubled and the payments are virtually now impossible to make. The payments were due last week and are now both 7 days late. What should our first step be since we cannot pay the almost doubled in size monthly payment it has now become? It is either pay the credit cards or pay the mortgage!

I can't find an email or address for 247advances.com Can anyone help me? I did the search on this site but nothing! Thank you!!

I just got a summons for a debt turned over to a collections company that never made any attempt to contact me about this debt. In my answer, I put that I agree to the initial debt but that I don't agree that I should have to pay all the extra costs because I was never notified. Don't companies have to attempt to collect on a debt before suing?

I have 1 PDL left to get a PIF listed on. I have over paid them as of right now a little over $100. I have closed my bank account and internet PDL's are illegal in my state. I previously emailed City View a revocation of ACH authorization. They ignored it. I have had no response from them, I told them only to contact via email or usps. Their last attempt at ACH withdrawl failed, and now I'm getting phone calls. Should I answer them or should I resend the email or fax a copy of it? I do not want them to call my references. I have the work thing covered. Any advice?

Hi I have a few questions.. First my background On 06 Feb 2009 I sent a validation request to West Asset Management via certified USPS post. They received and signed for the letter on Feb 12th. Meanwhile I knew West Asset Management could not validate the debt. So today I updated my credit report online and seen West Asset had removed my account completely. Only yesterday it was "Disputed by consumer.." So I thought I had already been home free. But, when I returned home from work today (25 Feb 2009) I got a call from Enhanced Recovery Corp for the same debt.

I am in need of the mailing addresses or fax numbers for the collection departments for both US Bank and Washington Mutual. I am wanting to mail and/or fax debt settlement letters and have been unable to find the mailing address. Can anyone help me with this?

who has dealt with this type of company and is there anyone out there that can help me make the right choice

i got two threating phone calls from a place called united legal headquartres saying serious legal issue, said i would go to jail, number is unlisted no way to trace, i called them he said if i did not pay today y 2pm i would be arrested this is from a online payday lender, when i said i have to consult attorney he said i refused their offer i would be arrested, he says i comitted bank fraud, he has my social and adress very upset help