I took out a loan for 175.00 on 1/11/2013. The payback amount was 218.72 on 1/25/2013. My bank account was restricted due to fraudulent changes. This caused the payment to be returned. As soon as it came to my attention, I went online and paid it off in full with my visa card.
I recently noticed that the company assessed a 58.00 NSF charge. I called the collections department (Ecare) to explain the situation and the man stated that he would not refund the 58.00 fee.