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I just received a notice from National Credit Adjusters stating they had bought my account from Payday Loan Yes. Payday Loan Yes is illegal operating out of Canada. Should I respond or should I ignore the notice.

I am having a problems with a collection agency. They keep calling me and my family even though the debt has been paid. They claim that I still have an amount owing. The calls are getting harassing and also to the point of threatening. Do I have any rights to get them to stop? Thank-you for your help

I settled with NETCASHUSA and signed a mutual release months ago. Tonight I Received a call from a 3rd party collection agency stating that they will start debiting my account. What do I do now??

Anybody have any suggestions on working with Phillips and Cohen? Advanta turned me over to them as a last resort it seems. I have not actually talked to them yet. I was hoping to get some advise from anybody that has dealt with them. My take is that they are probably not going to offer any kind of settlement worth taking. It seems Advanta sends you to them once you hit about 120 days past due. My guess is that they will harass me for a month or two and try to scare me into paying.

CAN I FILE MY CAR IN BANKRUPTSY I OWE 10000 IT GOT IN A WRECK AND THEY WONT COME GET IT FROM MY YARD

I took out a payday loan in tennesse through the internet. Can they file civil suit against me , they say that I defrauded them but never did i physicall sign only electronically and now they tell me that I have to pay half plus 300.00 so they can take the loan back and not press charges against me.

I am currently behind on my mortgage for Dec, Jan and Feb. They sent me a letter saying that they need all of it by Feb 21 or I am in default. I have called them and they now say they at least need 1400 by the end of the month. Does anyone have any suggestions?

Has anyone lately received calls about debt you are not aware of. The arrowhead invest. co. has called and threatened me with arrest if I do not pay $450 now. I tried to get them to send me copie of such in mail and they hung up on mail. I do not know thes people and do not know of this bill.

Can you negotiate with them for 40% settlements?

I have been working on paying off all the old debt that my husband and I have. We only have a few more small payments and then we will only have student loans and car payments- both current on our credit reports. I know the charged off items will be there for a while- but at least they will be reported as paid in full, or settled in full- whatever the deal was. My question now is that we need to start building positive credit, and I was hoping someone could give us some advice on how to go about doing that. I thought a secured credit card would help- because they report to all 3 bureaus.