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I have 30k in defaulted federal student loans. My wages started getting garnished today and I already filed my federal and state tax returns. The state returns were direct deposited last night and my federal returns are due for deposit next Friday. Should I worry about having my federal returns garnished? Is it too late to avoid this by rehabilitating my loan?

does anyone know anything about them? i defaulted and asked for a payment plan, they sent me a plan wanting 750.00 for a 300.00 loan.

We are scheduled for a court date on tuesday 2/18. We are being sued by Beneficial for a credit line that we could not make timely payments on. We had medical hardship and loss of income due to economy. we would make irregular payments but we made them. We had 2 loans before with Beneficial HSBC and paid them off in timely even early. Lawyers Finklestein, Kern, Steinberg & Cunningham. I wrote a letter describing our hardship and sent $100.00. I called last week and left message for someone to please call me to discuss case.

Hello, First time poster. Just wanted to run this by you guys to see what you think is my best option. The name of the company in question is Saber Acceptance corp. out of Oklahoma. A few years ago my wife and I purchased a vehicle from a shady dealership were you could make weekly payments. I know, my fault. Anyway these people didn’t play games when it came to making your payments on time. Well long story short, we fell into some financial hard ship and got a few weeks behind on our payments.

I have been reading numerous posts in these forums and thought I would ask for some advice, as I continue to read on and try to find some answers let me explain our situation. We purchased our home here in Florida 3 years ago with a 20% down payment, the value has dropped over 100,000 in that time. My wife and I bring home 3,775 a month and approximately 65% goes toward the monthly mortgage payment. So, in that time, we basically lived off our 2 credit cards to pay for groceries, gas and other bills. Well, we recently maxed out our cards last month, who wouldnt of seen that coming.

I left the USA to Canada 10 months ago. This past week a collection agency has contacted my elderly parents asking for my contact information. When I left the USA, I paid all of my bills with the exception of $3000 to the complex that i was renting an apartment. They claimed fees that were not initially agreed upon. Is the collection agency able to follow me up to Canada? Are they able to force payment or is 3K too little of an amount to care? Can I send a Cease and Desist letter so they will not call my parents again?

Hello - hoping someone can help us with our situation. We were served a summons to court in mid January for an old cc debt. The date of the hearing was to be Feb. 10th, 2009. About a week after the summons was served the CA - P. Scott Lowery called and asked us to settle the account before court. I told them we didn't have the money, but we would make payment arrangements. I agreed to pay $100 on January 31st, 2009, $500 Feb. 13th, and 77 a month beginning March 31st. On January 23rd we received a letter of Stipulation for Judgment with Order in the mail.

how can LVNV get a judgement w/o me knowing anything about the debt?

k, heres my deal... I am 15,000 in cc debt and 89,000 in student loan debt, 26,000 of that is not a federal loan, but i private loan I took out when I was in school. I am considering bankruptcy and saw thatif you can prove undue hardship, student loans would be considered. I am only in my mid twenties and I do not own a house or car. I feel like for all of the debt I have, I should have something to show for it. I am a teacher and do not make that much money. What should I do? I do not charge anything anymore and only use my bankcard when I want to purchase something.

i have 50000 dollars worth of debt,,what should i do