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anyone know of a good credit card settlement company

I came here for info on green path, I'm worried when I see an ad for a debt counseling.Makes me wonder

I owe Amex $30,000.00, Discover $15,000.00, Cap One $2,000.00. I have sent an unsolicited letter asking for a settlement of 25%. I followed the mailing guide lines from this site, and it has been about 2 weeks since I mailed the letters. I received 2 letters today one from Discover in response to my settlement letter, and one from GC services asking about my tax refund. One more note I am answering absolutely no phone calls from the credit card companies.

Does anyone know their address? I need it so my lawyer can send them a C&D letter. Can't find it anywhere

I would like to hear some success stories. I have several pay day loans that are illegal. I have paid all of them well over the principal amount borrowed. I have sent them letters using that template as my guide, letting them know that I KNOW they are illegal, and that I have closed my bank account and I revoke everything. I have contacted the Department of Finance in my state but I haven't filed with the BBB or the AG of my state. Should I do this or should I give these pdls time to respond first? So far none of them have called me.

I chose this company for debt managment, on Clarke Howard's advice - is there a better company out there? I have about 36,000. in debt...

Paulmergel, this pertains to CC debt - are debts civil matters regardless of the amount?

I just got off a very abusive call from Asencion Services Inc. acting like if he was mean enough I would just come up with the money. It is for a card I have not paid on for 9 months. for $8,000 it was a small credit union card sold off to a big bank TownNorth out of Utah then I went delinquent and now it is with this CA as soon as we got the letter I snet a DV and I tole him this when he called but her verbally screamed he is not obligated to provide the information I requested and that he knew what I was tryng to do and that we would lein my house and garnish my husband's wages.

My husband just received a Judgement against him for a car that he Voluntarily had Repossessed SEVEN years ago!!! Now they are saying he owes BB&T over $8000! Is this legal if he was NEVER notified of this until 7 years later??

Hi everyone…I’ve been absent for a while. Mostly just reading your posts and not sure if I have any help to offer. Now I have a question. Back in Dec 2007 I settled with a collection Co. for an old credit card with People’s Bank. So I had expected to receive and 1099 for my 2007 taxes. When nothing came I was very excited as you might imagine. So here it is 2009 and I get a 1099 for their losses in 2008. Can they do that? Shouldn’t the loss have been taken in 2007?