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Confused About Payday Yes

17 years 3 months ago
I have been trying to research a few companies that I have loans with and am confused. I reside in Tennessee. The companies I am seeking information on are Payday Yes and USA Payday Loan. In some posts, they say they are illegal because they are not licensed, but some posts state that they are legal and licensed. I know the situation can vary by which state you live in, but I need to make sure they are indeed either legal or illegal to lend in Tennessee before proceeding to deal with them. Thanks!

 

In trouble with to many loans

17 years 3 months ago
I have 4 loans out currently Mypaydayloan.com- $200- I've paid $104 CashNet USA- $500- I've paid - $170 Check into cash (loanbyphone.com) $300- I've paid $100 I previously took out a loan with Togethercash.com for $200 and by the time i paid that off i had paid them $500, i was so sickened by that, and yet i still had to take out another with them which i currently have for $300 and havent paid on that yet. Can anyone help.. Theres also two my fiance has, both for $300 and have paid $90 on both, from 500fastcash.com and unitedcashloans.com Need some help...

 

Davis Law Firm (Oregon) - threatening to sue me

17 years 3 months ago
I received a letter today from Davis Law Firm, a law office in Oregon. According to them I owe JPRD Investments (a/s/o Bank of America) $6200 "plus costs and interest at 29.490%." They then say that I have 10 days to pay the full amount or, if I dispute the debit, I have to send them a letter within 30 days, but they still have the option to file a lawsuit against me in that time. Is this legal? I think I did have a B of A card long ago that I defaulted on. I thought it was a charge-off and the amount was only about $1500. Now it's at $6200 PLUS interest? How can this be?

 

Information

17 years 3 months ago
Can i get details of people with debts

 

SPD Financial

17 years 3 months ago
Could someone please provide me with an email address for SPD Financial (Speedy Payday Loan). I did a search on the board but still can't locate one. I have their mailing address and fax number but I want to email my letter to them. Thanks in advance.

 

Explaination of FDCPA violations in counter claim

17 years 3 months ago
Does this properly explain a counterclaim for FDCPA violations? COUNTER CLAIM COUNT I 14. The complaint, the letter dated January 23, 2009 and the copy of letter dated November 12, 2008 along with all its attachments: a.

 

spread good news

17 years 3 months ago
No one give up!!!! After sending a firm fax which basically said" You are illegal, the money train is over, I have gotten a pif from 1 internet pdl, a pitiful attempt "to settlecheap" from another. The other 4 I have not heard from. I closed my account 2 days before I sent the faxes and I already had paycheck go to another bank. It does work!!!!!

 

Hartman & Associates?

17 years 3 months ago
Has anyone heard of, or had dealings with Hartman & Associates? The person I spoke with when I called 904-647-7462 ws Gretchen Miller. She says Hartman & Associates is a legal processing firm. They are trying to collect for a pdl company, Nevis. I let her say her peace, and declined to pay anything, thus bringing on the very types of verbiage and veiled threats I've read about on this forum. So, I'm curious now if anyone has had any dealings with this collection agency. Thanks for your input.

 

Request for Dismissal of collection case

17 years 3 months ago
I just filed a request for dismissal of a case regarding collection account that is no way mine. i have never had a credit card with capital one. Do i have to send a copy of my request to the law office.

 

bank levi

17 years 3 months ago
I recently had a bank levy pull out $2000 of student loan money I had just recieved. I have the paper work to file an exemption but I cant get a clear answer if student loan money is in fact exempt. If anyone can help me out Id apprieciate it