CASHNET USA IS ON MY CREDIT REPORT SAYING I OWE THEM $950.00, WHICH IS INCORRECT. THE LOAN IS ABOUT 2 YEARS OLD AND I OWE ONLY $150.00. I ALSO WROTE THEM A CEASE AND DESIST LETTER AFTER THEY WOULD NOT OFFER ME A SETTLEMENT. SHOULD I SEND THEM A PAY FOR DELETE STATEMENT? RECOMMENDATIONS. I LIVE IN PA.