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Everyone please help! I have five loans in Missouri and read through this and thought that the first thing I should do is close the account. Which I did today. Now I am terrified that I am going to go to jail for this. Please help! My loans are with ameriloan, One Click Cash, PDL, CashNetUSA and PayDay One. Help please!

I was able to set up EPP with 3 of my pdls, but I do not have the money to for the other 2: Cash 1, I owe 300 and Check Into cash, I owe 300, they wouldn't allow me to anyway said I waited too long. What should I expect from their collection agents?

I made small payment to CA for an old debt ...will this reset the SOL, in IL thanks

Hi, I got a summons for breach of contract and common counts, however, I recieved no call or no letter from arrow financial services, LLC stating that they'd sue me. My roommate got a ring from downstairs saying that there was a package for me and when she met the delivery person, it was court papers that were supposed to go to me. Not her. Is this legal? Also, shouldn't I have gotten a letter from Arrow Financial Services in the first place stating that they'd use Erica L. Brachfeld?

Hi I am self employed through my own company and income has declined. I owe about 120K in corporate credit lines where I am the guarantor personally, and another 120K in consumer debt inb my own name. All unsecured. I live in Massachusetts. Question 1 is can they get a lien on my (jointly owned with spouse) house if I default Question 2 is how do I deal with them? If I could sell some property I have I could pay them back but I cannot sell in this market and be able to pay them off.

I live in Missouri. Between my husband and myself, we have 7 internet payday loans. I feel really stupid because this is the second time that I've gotten into this mess and swore it would never happen again. This time, I've gotten myself and my new husband involved. The first time, someone had tried to debit my account for $4,000. Some thief had gotten my banking info and the bank said this had been done online and they said there was a ring of people around the U.S. who had tried to access my account.

I got a quote from them which was basically 13% fee. There was not pressure to "do it now"....she basically gave me the information and told me to talk to my wife about it. She did break it down into "good, bad, and the ugly". She did mention the tax consequences, which I have heard is a common piece of information left out. And she did explain that it is best to negociate after you have missed a few payments and the CC is about to charge off. She did explain the negative credit reporting. They are BBB acredited and have one complaint that was resolved and got an "A" rating.

My friend recommended this company to me for debt relief. I checked them out on BBB and they look ok. Anyone have any info or worked with them? Thank you David A.

DOES A CHAPTER13 DISMISSAL9NOT DISCHARGE) AFFECT THE STATUTE OF LIMITAYIONS FOR DEBT?

At what point should we contact creditors? We have a had very little work (small business owner) and so no income. We have four creditors: Store for business supplies = $900, BofA = $500 -(0% for the next 4 months), Credit Union line of credit = $500, CareCredit = $4500 (O% for 4 months, Chase = 15,000 (0% until September). and Verizon Cell (business) = $300 We are also behind on gas, electric, phone, car insurance and medical bills (about $1000), and life insurance. Is there something we can send to all of the above that would help slow things down?