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Hello, I live in Ohio. Here is my payday loan information. Eastside Lending 390.00 -300.00- Pd 180.00 fees Upfront Payday 650.00 - 500.00- Pd 300.00 fees The Vip Loan shop 390.00 -45.00 -Pd 135.00 fees After reading the posts I see that some of the internet pdls are not legal in Ohio -- or at least they can not roll over fees. So if I understand correctly I can file a complaint once I pay at least the principal amount on these loans? I do have some storefront loans (around 1500.00)as well and am working on paying these down. Thank you for any help with this matter!!

I have an internet bank account, so of course I can't just go in there and talk to them, but on the website I found this: ACH Stop Payment Order Please stop payment of the ACH withdrawals specified below. I understand that ACH Stop Payments remain valid only for six months and that there will be a $30.00 charge per Stop Payment Order deducted from my checking account. Would this be the thing to do when I send the stop letter to my PDL?[font=Arial][/font][size=6][/size]

Long story- I am looking at debt settlement, am unable to pay on 8 cards to the tune of about $55,000. I tried to go the credit counseling route and realized I could not make the payments. I made one payment last month. Was about 60, approaching 90 days behind on these cards. Some companies had offered hardship programs, rate reduction and payment reduction. I also noticed the fine print said that if I was even one day late with payment, everything would revert. My question: If a company offers these hardship deals, is it worth it?

What is IAPDA certified? I want to start working with RAM Finacial services and someone put on the board they have this certification, any ideas what it means? THanks

I was called by a collection lien company. They were rep. JC PENNY. I had a credit card with them in 1997-1999. I must not have paid it all off they are now sueing me. Have not used card for 11 years. What should I do

need address for these scum bags.need 2 send them a dv letter.pls help.

they just sent me an e-mail with payment plan. i sent an e-mail back stating they were illegal and i would only pay on the principle. Am I right?

This was 7 years ago and I have been getting harrassed by Asset debt collection for about 3 years now about it. They said they bought my info from ATT, so I called ATT and they dont even keep records for more than 2 years so they knew nothing about this "bill". Asset collectors are threatening to garnish my tax returns and ruin my credit for 7 years if I dont pay them $500!. How can they do this if the account was fraudulent in the first place? Wouldnt that be ATT's fault for using my info to open an account when it wasnt me in the first place?

What happens when the IRS puts a lien on a house that is going to be foreclosed on? Who gets the money first, the mortgage company is who I would think, but just curious.

" In 2003, the FCC ruled that it was ILLEGAL for Collection Agencys or Creditors to to use 'auto-dialer" technology to make telephone calls, and especially calls which reflect" un-known" on the recipient's caller-id. Your firm, officers and staff are hereby placed on notice, that we retain a log of all incoming calls which are supported by our monthly telephone bills which itemizes ALL IN-COMING CALLS. We further advise that we intend to record all in-coming calls for the purpose of QUALITY CONTROL. In the event that you continue to call us at any number you might have on file, we will not h