Hi all! I am 25, a college graduate, and I have decent job. Because I had to put my self through college, I am dealing with about $30,000 in student loans and a total of $15,000 in credit card debt. I recently moved which is where much of my recent credit card debt came from. I currently have a total of 6 credit cards none of which are maxed out. I am making all my payments above the minimum amount but I feel like my debt is not become any less due to my high interest rates.