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PLEASE THE STATUS OF MY LOAN IT SHOULD HAVE BEEN DEPOSITED INTO MY ACCOUNT TODAY

Greetings, I am new here and hoping to give and gain encouragement through this tough battle against the red. Between the rotten economy, living in a very expensive area, large medical bills, and my former lack of accurate budgeting - I'm at my wits end. For the past year, I have cut down on so many things. No eating out, getting my hair cut every 4 months, switching to very basic phone service, buying everything generic, switching health insurance plans, etc. In addition, I took on a part-time job. Its hard to work 70+ a week, 7 days a week – but it is what has to be done.

FOR "INSIDE SCOOP" on individual debt collectors< I suggest that you google: Budhibbs.com ( I think that's the right addy) if not try Budhibs.com

This week I will make a final EPP payment on a loan that I have carried for almost 4 years!!!!!! My final payment of $145 will be made on Friday but it is hard for me to believe that I allowed this to happen. I am an intelligent person and I have no explanation as to why I was this stupid. Last week I made a final EPP payment on a loan I probably carried for over two years. It will feel good to be free of this burden but I am a perfect example of how bad these loans are for people and how difficult it is to get out from under once the vicious cycle starts.

I posted this recently but didn't get a response so I thought I would try it again. I've filed claims in the past against charges that have come through my account that were not authorized and my bank gave me a "TEMORARY" credit until they researched the claim. Fortunately the claims were always permanent. I was told that the debitor must provide proof that the charge was legitimate. Speedy Loan has been taking out $90 every two weeks on a $300 loan. I've paid them now over $1,100 and that is only the finance charge. What happened to them paying down the loan?

I submitted a recent post that I received a post card from the sheriffs department advising that I had been sued, and telling me that I could pick up the summons at their office or it wouild be delivered to me. I called their office and told them to deliver it. I also wrote the attorney and told them I had not been properly served. He replied that the summons had been returned because the sheriffs office told them they COULDN'T FIND ME !

I have paid this co. that says they are gonna help me and i am doing all the work. I also don't know what to do I faxed all the co. and told the bank and signed several affidavits but my checcking account is neg. everytime i look they keep taken money out. HELP

I got a check in the mail,recently.Payable to; Zenith Aquisition,Corp.I accidently forged it & I'm about to send it to you.Please forgive me.It was an honest mistake. I'm sorry. Thank you & Happy New Year!

OK, so I opened my mail today and Juniper decided to decrease my limit from $2500 to $1750. No good reason, just states "Your credit line has been lowered to reflect your spending. Based on your spending history, and since you are only using a small portion of your available credit, we have lowered your credit line to $1750." Apparently I don't spend enough on it. Which is fine, I mainly use my Citi Card. But I would like to have the option to put more than $500 on it without going over the 30% buffer that the credit score oh-so-hates.

I need some serious advice with settling an old HFC debt. A judgement was rendered in July 2007 with the balance being $10,800 and a statutory interest rate was set at 11% until paid. I recently called CBCS the collection company in charge of the account to negotiate a settlement amount. They faxed me a letter stating my balance with interest was now $15,500 but stated that they would accept a single payment of $6200 as payment in full to settle the account. I was bothered by the balance amount of $15,500. I could not understand how the amount could grow so fast in 18 months.