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I need upfront money's address!! AHH! SOmeone! As well at Sandpoint Capital, LLC??? They never sent me loan docs!

I have an old BOA Credit card that i got around 94 or 95. Its not ageing off my credit report and actually displays as opened in 2003. my credit limit was 1000 but it shows as being 5000+. I want to fix my credit report. Whats my next step?

First, I want to say THANK YOU for this forum! I was having trouble juggling 2 payday loans. Thanks to you, my letter to CashTransferCenters is on its way to them and I'm on my way to being payday loan free! However, my second loan is with Americash Advance LLC, and I'm finding all sorts of addresses for them - one is in Costa Rica. Has anyone here written to them? I currently have a $300 loan with them (which I owe over $400) for, and I have a $500 loan with Cashtransfercenters. I live in Ohio. Thank you!

first thing--if the debt went delinquent in 2001, it shouldnt be on your credit report anymore in the first place. That is re-aging, and it is very illegal. second, the FCRA is the federal law that governs credit reporting. in short, they are required to report as accurately as they can. if they are leaving out information, then you can challenge it through the credit bureaus because of missing or wrong information. Before you do that, though, I would send a certified letter to the debt collector who put this on your report ASAP.

My poor old mother took out a 10,000 dollar loan with cashcall. 119 month term. She pays 331 or so a month, but only about 30 of that goes to the principle. My siblings and I are considering getting together and helping her pay off her CashCall dept. My question is, if we add another 2000 a month to her CashCall payments of 331, does that mean we will pay down the principle by 2000? Or would they do something sleazy and make it so we only pay mostly the interest, like with the minimum payment. I have never borrowed money before so I have no idea how this works.

Can anybody tell me... Is the account number listed on your credit report (for your credit card account) suppose to be different than the account number that you have shown on your credit card statements from that creditor? I really need to know if I should notify the Credit Agencies about this.

I have been talking to you all about my Payday loan problems I found out that they are illegal in IL for internet. You all have told me to contact some people though. Please someone can you tell me who all to contact again with what to send in to them? A letter? I'm not sure please help?

I am in iraq right now serving in the Army, I want to reduce my debt, what do I do to pay it off at a reduced rate?

would like some reactions from SF Bay Area members. i just set up a phone appointment with them -- wanted to deal w/ someone local. it's not until the end of the month tho', so i have time to find other options. Anyone dealt with them? yeas / nays? thanks, Kathy in San Jose

OK, I have 5 payday loans of which I don't have the means to pay anymore. All of mine are at storefronts luckily, I never tried the internet ones. I owe Advance America 352.50 QC Financial 352.50 Check N Go 293.75 Checkmate 235.00 Cash Connection 235.00 I was working at Walmart and I got fired in December all of these bills are piling up on me. I recently came out of a relationship and now they are calling him all the time looking for me which is of course stressing him out.