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I was reading through some of the old posts here, and someone said that banks can go through a system where they can retrieve your new info. Does anyone know anything about this?

if a bad old debt no longer shows on my credit report has the SOL expired?

If the original creditor (Fingerhut Credit Advantage) is not on my credit report, is that proof that the 7 yr. mark has expired? I ask because Midland is reporting this account on my CR which has got to be at least 15 years old. I of course have no way to prove that. Midland reports the DOFD as 12/2002 which is not true. It has been soooo long and I believe this company went out of business that I have no idea as to locating account number, balance, etc. According to CR, this should fall off this year, in 12/2009. Should I just leave it alone?

...WITHOUT FIRST MAKING THEM VALIDATE THE ACTUAL "ALLEDGED" DEBT, AS WELL AS VALIDATING THE LEGALITY OF THE DEBT.. My research indicates that Credit card companies are not legally permitted to loan credit...rather they take your application signatures convert them into a negotiable instrument and deposit that to their books as an asset to their own accounts....in other words, they have sold your property (signature) and deposited the proceeds from the sale of your property(signature) into their corporate accounts.

does anyone have the addresses to world wide cash,gecc/direct express,instant cash debit,and cimaron. i have the addresses for centurian 1338 so foothill dr suite 1325 salt lake city,utah 84108 and for signmyloan.net ntl title loans 2419 kirkwood hwy wilmington,de 19805. this is the best site i have ever found . you guys are awesome. so helpful

Hello, I was going truoght my bank statment today and I saw a withdraw from Lamont, Hanley and Associates the amount of $114.00 on 01/02/09. Can you please explain why did you take this money? What am I paying here? Thanks, I am sorry if I forgot. Virginia M.

I have been unable to contact CFS Suntech so that I may find out my remaining balance.. They make an effort not to be found. Does anyone know a contact telephone number/address?

Is this company bonded in Texas? I checked the SOS website but have been unable to locate them with any of the above names. If they are not bonded in Texas, can they still report debt to CRA's? Thanks in Advance!

I have 2 BOA Visa cards, one is platinum; neither one is at their limit, but with high balances....one is 21 of 25K line, the other is 28 of 32K line...the latter one is a AAA visa, now owned by BOA. I asked them for a rate reduction once, response ? - they pulled a credit report, and informed me they were closing the account. They have since also closed the other account, stated reason 'debt/income insufficient....My income is down from prior years, but the account(s) were maintained.

i took out a store front pay day loan almost 2 1/2years ago i went in and rolled it over twice and then pay it off in oct of 2006 In aug of 2008 i receive a summons for a court date or full payment + interest interest