Hello all,
I just registered to this site today, and have been reading a lot of the great information posted here in the forums. Here is my story:
I have had much unsecured credit debt throughout the years due to horrible credit management but have been able to reduce my debt. Back in early summer, I took advantage of Citibanks no interest balance transfer offers (no interest for one year, and 5 percent interest for the balance of the offer) I made the dumb mistake of missing my payment in August by a few days, and my interest skyrocketed to 28.99 percent.