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I had some unauthorized charges clear my account. The BofA computer sent these charges back. I still filed an ACH Affidavit on these fraudulent transactions. BofA charge me 5 NSF charges for each transaction they returned. I sent the ACH affidavit back to VA process with a copy of the letter I sent this company revoking all ACH debits. Doesn't BofA have to reverse those NSF fees?

I don't know if you can help me. I borrowed $400 from Ace Cash Express it's a store front in Texas. I have tried to schedule a payment plan but they won't allow me to do it. They want me to pay the entire loan and then reapply. Well, if I do that I will never get out of it. On the same letter I have asked them to stop calling me at work. This morning they called my supervisor and told her that she was from the Dallas County and that they needed to verify my employment, hours worked and my pay. My supervisor immediately called me and told me what they were asking for. The lady Ms.

PLEASE, share your thoughts and personal experiences. I had my, "free consultation" today and am still scared to death about filing. The lawyer just made it sound too easy to get out of this debt.

Hello i need help ASAP is onestepcash.com legal in Michigan on in any other state???? Please help!!

I'm about to send a cease & desist letter to a couple collection agencies who are chasing my mom for his debt. A few questions, maybe you all can advise: 1. Should I mention in the letter from my mom that her husband has died? 2. I feel like I should remove the paragraph that says: I/We have decided that we do not desire to work with a collection agency under any circumstances. I/We will contact the original creditor to resolve this matter directly, as circumstances warrant. Not sure I will work with the original creditor either, as I don't even know if I'm responsible. thoughts?

Well i closed my account over a week ago, Geneva roth called the following monday on the payment that should have went through on Friday I didnt call them back and i sent an email stating to contact me only by email and revoking ACH and to not call me and they havent when i log on to there websie it says account inactive call to activate what does this mean, as for epayday they have never called i called them prior trying to make a deal evern though i have paid more in rollovers than the principial was for but they wouldnt work so there loss.

My dad died, left a large balance on a citibank account on which my mom was listed as an authorized user. I called Citi to let them know that my dad had died. Collection calls begin within a week and a half, letters came from DCM services, and then my mom got a credit union update that shows citibank had reported the account as a collection account. I'm about to send a cease & desist letter, and read the part about how they are not allowed to report anything negative to the credit agencies. But they already have. Is citibank allowed to do this so soon?

My husband took out paydayloans online, we are in California, and two weeks later was laid off. There are still balances with two. I contacted both to inform of situation and make arrangements. 500fastcash.com original loan 300.00 with 90.00 fee have paid 180 in fees. After contacting the compliance department they offered to settle for 120 still owed towards original. Payment due by 12-5.

do you help people with privite loans or just credit card dept.

I have a loan from The Cash Store located in Fort Worth, Texas. The original loan amount is 1500 and I have so far paid over 1800 and the remaining balance is 1623. My payment was due Saturday but I stopped payment on the check they were holding. In searching for records, I found that they do not have a license that is valid nor are they registered with the State of Texas. I am sick of paying these crooks while my balance never goes down. What can I do?