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illegal payday lender turned to collection

anonymous
12 years 5 months ago
I sent a letter to cutter group llc revoking ACH and requesting a refund for overpayment of an illegal payday loan as I had over paid them $725.00 so they sent it to National Credit Adjustors, I would like to get some advise as how to deal with the collection agency.  Should I send a validation letter, not sure how to deal with the collection agency.  Any advise would be greatly appreciated.  Thank you

 

Cash Net USA and FEES

anonymous
12 years 5 months ago
I am curious if anyone has ever dealt with Cash Net USA.  They advise they are not a "payday" loan company, however, payments are set-up around your paydays - isn't that the same??  Also - they do not charge interest however they charge outrageous fees. I am having a problem and I am seeking any information regarding laws regarding LARGE unnecessary fees  INSTEAD of interest.  HELP

 

Need Help with Payday Loans

anonymous
12 years 5 months ago
Hello all!  I know this a common story for you, but I do need some advice on what to do about these payday loans.  I am in Oklahoma, and all of these were taken out online.  I've read through the forums, and know that I should send them all letters.  I'm not sure though if they are illegal or not.  My other problem would be that I don't really want to close my account.  That would be a last resort.  Any help you can give me is much appreciated.  I hope that someday I'm able to get past all of this and offer advice.

 

Need advice

anonymous
12 years 5 months ago
I have 6 legal loans out that I cannot pay on. 3 of them are storefronts and 3 are online that are CSO's. I'm just wondering what advice can someone give me about these. I am falling behind on all my bills and most of my utilities are getting ready to be shut off. I know you can make EPP to some of them but it still leaves me without any money for bills. Is there any one the can help with legal lenders or consolidate them all into 1 payment? Thanks for any advice.

 

Pay Day Loans

bolyardh50@hotmail.com
12 years 5 months ago
I could use some help; I've read some of the post great information.

I live in TN and I have 3 PDL's
Anasazi Group LLC  Borrowed $390, Paid $450
Liquid Cash Online Borrowed $500, Paid $0
Western Sky / Cash Call Borrowed $2525, Paid $204.75

They all have P.O. Boxes, On everything I get from Liquid Cash it says they are from Costa Rica.

 

payback

anonymous
12 years 5 months ago
could someone tell me if 21st mortgage is in the names of the banks whom have to pay back to the people they repoed homes from 

 

unpaid payday loan now owned by NCA

anonymous
12 years 5 months ago
Original lender is Advance America. I took out this loan in 2007. A lot was going on at that time that I was not able to pay them back. I did not close my bank, my bank froze it and eventually closed it. (which I had to pay them all the overdrawn). I was scammed so many times by companies that did not exist  this past 2-3 years regarding a payday loans. And yes, I was one of them who paid all those money and to basically just strangers. I did not know about all this at that time.

 

payday loans

anonymous
12 years 5 months ago

I have 4 loans i live in IL.

Ameriloan for 600.00 i have payed 360.00 as of today

Hydra Fund 1 200.00 i have payed 780.00 as of today i already know this one is illegal

Great plains lending 300.00 i have payed 186.06 as of today

Western Sky 1500.00 i have payed 2622.62 as of today

I think all the payday loans are illegal in my state but having trouble finding out for sure.?

 

Question about Revoking ACH at Bank

krhoades@edisonohio.edu
12 years 5 months ago
Do you give the bank one letter that you give to all pdls or a copy for each pdl?  I am unclear exactly what is given to the bank.  Thanks.

 

multiple payday loans in houston,tx

jeremy.estrada@woodgroup.com
12 years 5 months ago

I have multiple payday loans that I just asked for because my wife and I bought a house and needed money for closing. 

Trying to figure out if these are legal in houston,tx and if not what do i need to do to pay off prinicipal for them.

Qloot(dma financial)  principal 800  interest 897%
golden valley   principal  600   interest 751.81%
tlc(cash central)  principal  400 
Western sky   principal 1500