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Has anyone heard anything further of the Pilot Program that came out 10/29 that the banks are trying to get legislation passed to reduce case-by-case basis of people in debt up to 40%? Any current news on this?

I need to ask you experts can anyone give me a good contact at MBNA to settle with myself. I would like to try and settle this myslef. I am currently not delinquent and do you need to be deliquent for them to settle with you? Shaheda in ny

whats the sol(statue of limitations) in california

what is the sol in illinois

has anybody heard of gant and weber in calabasas california?

Hello everyone! Well, my direct deposit transition went smoothly today, and I was able to close my old checking account this morning, narrowly avoiding 5 nsf fees from my storefront pdl's. However, I know I can expect a deluge of collection calls when they get the checks back. But at least I can breathe a little easier now! The only question I have now, is what can happen if I can't pay them, nor afford to file bankruptcy?! My only income is social security disability so I know it's protected. But seriously, I just don't trust these companies!!!

is there any company that will consolidate my debts into one payment, even though they are only about 5 k?

has anybody dealt with a debt settlement company called Hoffman brinker and Roberts?

this is not to put light to either one of these, but these are the things i've been thinking about since my husband and i put ourselves in credit collection hell and are trying to fiigure out what to do. why would it be worse to be sued and have the judge determine the garnishment to pay vs claiming chapter 13. Sometimes we feel we want to just wait it out and see how long it takes before being sued(if at all) then trying to come up with the lawyers fee(which we can't) We truly do not known what to do, but I do lay awake every night thinking.

If I have unpaid Medical Bills on my credit report and have the money to pay them off what is the best way to proceed? I want them removed from my credit report. Is it possible to cotact the original ceditor or do I need to go through the Collection Agency?