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I have a Cap1 CC with an 8k balance. We're broke. No money to pay this. For the last... probably 6 months?... Cap1 has been calling. We've managed to make a payment each month, for the minimum amount (ranging from $230-$350) to keep it from charging off, but the card is still frozen (not that we'd use it anyhow). Today when they called they said we're 176 days overdue and the acct is set to charge off in Nov, but I still set up a $350 payment. She also mentioned a 1k 'settlement' but we can't afford that. So... even though we've been making payments, is it still going into charge-off?

Hi, I just got off .......bout a debt with Resurg.........I' ve been told the sol in Floriad is 4 years but I've also been told 5 does anyo.... sure. Content edited as this is a duplicate post - Jason You will also find information here.. http://www.debtconsolidationcare.com/collection-agencies/ww&r-resurgentcapital.html

I have a 2K cheveron card that went to NCO. I had one letter from nco and a few calls with no message. If I talk to them, how are they going to be. I cant pay 2K in a lump sum as the letter says. Will they except payments monthly ? or are they coming after me with all kinds of stuff

Anyone have any tips on how to frugally feed your pets and/or livestock? I know what I do, but am curious about other folks out there who are feeling the financial pinch like me!

I received a letter from Cashland saying that, even though they have accepted the payments I made through T&C, Cashland is not bound to "accept those payments as arrangements...Cashland did not sign any written agreement accepting the payments as payment arrangements." They are the only ones coming after me like this. I haven't heard a peep from the other pdls I'm paying through T&C. Cashland wants another arrangement. I'm not paying them twice! Any suggestions? :(

WIth election day next week, I'm wondering if by some chance the payday lending laws does pass in Ohio, when would it then take effect?

Can anyone tell me if Loan Point USA is legal in the state of Kentucky?

I'm like to pay off a long defaulted student loan in full today. My principal is 2600, with fees and interest it's 5000. In addition to waiving fees/interest I'd like to reduce the principal payoff amount. Who do I contact? The collection agency? Is there someone else to negotiate with that's better than a collection agency? Any suggestions for the amount I should aim to settle in full? I have good credit and own a home, so I'm not as concerned about how the resolution is reported to credit agencies.

HERE ARE THE FACTS: Chris Kesterson serves as President of TASC. He is President and CEO of debt settlement America. Debt Settlement America has a no rating at the BBB and the BBB has 56 complaints. Complaints on Rip off.com and complaintsboard. David Leuthold serves as Vice President of TASC. He is President and CEO of Century Negotiations, Inc. Century Negotiations, Inc has a satisfactory rating from the BBB but has 33 complaints. John Philbin serves as Treasurer of TASC.