Hey everyone, I just joined the community today, ready to tackle my debt! A little about me, I'm 26 years old, currently unemployed and have roughly $38,000 in debt. $30,500 of that is school loans, the rest is medical bills and I'm also paying monthly for a voluntary reposession. I have not paid on anything aside from the repo for a few years (I know, that's REALLY bad but my reaction to my debt was to ignore it unfortunately :( ). I've been trying to read a lot of "how I got out of debt" stories for motivation but only got angry.


