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Newbie!

12 years 10 months ago
Hey everyone, I just joined the community today, ready to tackle my debt! A little about me, I'm 26 years old, currently unemployed and have roughly $38,000 in debt. $30,500 of that is school loans, the rest is medical bills and I'm also paying monthly for a voluntary reposession. I have not paid on anything aside from the repo for a few years (I know, that's REALLY bad but my reaction to my debt was to ignore it unfortunately :( ). I've been trying to read a lot of "how I got out of debt" stories for motivation but only got angry.

 

sol

12 years 10 months ago
i got a notice for court today about a credit card debt that i forgot i even had its so old when i called them they said 2001 its 2013 now im from indiana is that out of sol

 

Western Sky/Cash Call

12 years 10 months ago

I was informed today by my employer that Western Sky/Cash Call sent in a employment verification form to start the garnishing of my wages. My employer sent the form back.  The sent it through a collection agency called NRS, LLC.

I know they are an illegal company and I only have to pay the principal. Will they really garnish my wages? What should my next step be in this process? How long before garnishment will happen? I am at a loss and not sure what to do.

 

 

payday loans

12 years 10 months ago
How are pay day loans at cash places different from internet paydayloans? What if I  default on internet paydayloans? What will happen to me???..Will i go to jail?

 

Help Please!! Loans in Texas

12 years 10 months ago
Hi there,

I am from Texas and have 1 outstanding Payday Loan and 2 installment loans. Does anyone have any help or advice in lowering my interest?? 

The Payday loan is from Check 'n Go for $1,500.00. I have paid $500.00 and owe $1,917.73.

I have an installment loan from Plain Green Lending for $1,400.00. I have paid $358.85 and I currently owe $1,668.22.

I also have an installment loan from Great Plains Lending for $800.00. I have paid $302.99 and owe $1,074.51.

 

Lender email & questions

12 years 10 months ago
I just want to make sure these are correct before I send them out so if I could get a second set of eyes that have done this before, it'd be a huge help. the Plain Green one is pretty straightforward but I want to make sure the Magnum one is correct.

I have just closed my checking account and opened another account at a different bank. (My old bank was an hour and a half each way from my new home which is why I didn't just change the checking account itself.)

 

what is debt management how to plan debt management..

12 years 10 months ago
I want to know what is debt management 
what is debt management plan 
is any affect on our credit card within debt management 

 

What to do when illegal payday loan lenders trap you

12 years 10 months ago
VIP Loan Shop, White Hills Cash, Blue Thread Lending, and Zip19. Also, I live in Arizona. I really appreciate any help you can give me.

 

Scared in Delaware!

12 years 10 months ago
I've been reading a lot on your site and it has given me hope but I'm still scared!  It's been hard for me to sleep at night.  I have paid out thousands in interest and realize my mistake in payday loans. It's a vicious cycle I can't get out of.  I live in Delaware and from what I understand,  loan companies have to be  licensed to loan.

I have loans with the following companies:

Cashnet.usa (licensed in Delaware)

 

Total recovery solutions

12 years 10 months ago
I have a collection with my local county court house and they have cancelled my drivers license. I have been informed that if I don't pay TRS by 2-13-13 my license will be canceled indefinaty. My lawyer says that they cannot do that. Any advice? The amount owed is $1300. How can I work n pay it without a license?! And no I do not have $1300 laying around. I currently have $.19 in my bank acct.