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I have 6 PDLs now and I have set up EPP with 3 of them (all storefronts). all of my loans are for $800 so I cannot afford to do EPPs right now for all 6. I was going to reloan the other 3 and just keep borrowing less and less until they are paid and at some point see if EPP can be set up -For Checksmart,Cashland, and Cash Inn. Does anyone know if the EPPs I have in place will keep me from borrowing from other PDLs?

Has anyone heard of Central National Fidelity, POB 49, Daytona Beach, Florida 32115? They claim to be a collection agency that has acquired an old paydayloan default debt. It's been more than 30 days since they contacted me, can I still send them a VOD? I'm not even sure that the paydayloan company was licensed in Florida (where I reside) or that I actually owe anything with all the rollovers and finance charges that I paid to the paydayloan.

Have you ever heard of a collector trying to reposess a vehicle without a title? In 2001 my husband worked for a construction company and was assigned a Truck ,in 2004 my husband left the company and bought the truck from the owner by paying off the existing loan on the truck - the truck was financed through Daimler Chrysler - we sent a certified check to them, then the title was mailed to the owner to be signed over to us.

Well, today is the big day. I closed my account, and tomorrow, all hell will break loose when the payday companies (all 10 of them) will try to take the money out. I don't think I have ever been this nervous. I am not going through this alone, I hired Langhorne to help me clean this mess. I was considering doing it myself, but I don't think I could handle all the stress, paperwork and hassle.

well I know there are several people on this board who have dealt with these fraudulant scamming scum buckets, you know the ones who have thick indian accents and go by famous names, and threaten to put you in jail for serious criminal charges! well Iam wondering if anyone has found a solution to getting these people to stop calling and move on to someone else. I was thinking that I would just keep playing with them giving them a hard time but it has gotten old now and I just want them to stop calling! they call my family members and even a co-worker.

I have been trying to find info on this site but am not used to dealing with forums. Please help me if you can. I live in New York.I have a loan with Payday2Go ($300) which just turned me into ACA Recovery INC, 38 E. Ridgewood Ave, #395, Ridgewood, NJ 07450. They are threatening me with the usual stuff. I am sending them a cease & desist letter today but want to know if Payday2Go is licensed in NYS and what can be done about them if they are not.

Hi, My name is Meagan. I currently have two payday loans. One is $1000 with $150 paid in interest twice a month. The other is an original amount of $750, but the interest on it is killer...they put the loan out for 24 months and I think I pay back almost $2400 if I let it go that far. I have been advised to close my account and stop the ACH (both are internet based) and that no fees can occur (according to my state attorney general) and go into payoff negotiation from there. I live in Idaho and I am wondering if anyone out there has done somethings similar to this and what happened.

Ok.............first I sent out all my C&D letters to my ipdl's. I have been to BofA to close and freeze my account (thats another story) I will be in official payday loan default on 10/17. So far I have heard from two of my lenders, ameriloan and Crestwood marketing. This guy from Crestwood, called my a thief, said I was born a thief yelled so much I could hardly understand him so I yelled back!!!!!

I got a payday loan from nevis marketing back in February of 2007. They took out approximately 4 times the amount of the original loan just from the "fees" every two weeks from my debit account. I eventually had to close my account and open a new one to get them to stop. Now, almost two years later, I got a call today saying that they were filing some papers to send me to jail for stolen property/bad checks. They said they would settle it if I paid another $558 today or in two payments.

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