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Okay, here's the deal, Loan Shop is willing to settle PIF and refund $125.00 the amount of the last withdrawal. Although, they owe me at least another 200.00 or so. My question is, should I take this and just chalk this up as an expensive lesson and get this chapter over with. Any advice?

Ouch! We found out our adult family member that is mentally retarded somehow got credit cards in her name and maxed them out. Does anyone know if this is legal? Or if she is going to cause the rest of the family to get in trouble. We still don't know how she did it.

I authorized paydaymax to debit my account for $311. They debited $654 and said they made an error when they told me $311. I have tried contacting them and they say they cant do anything. Ho do I get this corrected?

what is the sol on credit cards and the state of ohio and is it legal for a collector to make withdraws (2) for a checking acct. w/o notification?

I am taking the step of turning my payday loan debt over to a pdl assistance co.I am not refusing to pay these people but I would like to pay them back on my terms and this company says they can help me is this the right thing to do.Any feed back.

Nice. :twisted: When are they going to bail ME out?????? Wonderful government and country we have!

So now that my wages are being garnished, what are my options, if any, to get back on my feet.

I pressed the send button before completing my question. Just received a phone call on my cell phone. Did not answer it. However, did a reverse search on the number. It pulled up as Household Recovery Services. Does anyone know who and what they do? I have no idea of why they would be calling me.

who is household recovery

I just got off the phone with the guy in collections, he said he was a third party company. They received my cease and desist letter and will not be taking any money from my account anymore. However, he said that he could work with me and set up a settlement agreement or have me make installment payments. He claims that I still owe $562 on a $500 dollar loan that I got in 7/24/08, to date I've paid $675.00. He said that they don't have to follow Michigan Law because they are in Delaware and operate over the Internet.