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My wife and I bought a home(350K) in 8/2005 and have an $2500 mortgage payment between the first and the heloc. We also have about $50k in credit card debt. The house is only worth about $225k today, a loss of $125k. My job is now slower and producing less money than in the past and it is becoming impossible to pay on both the house and the CC bills. We both have jobs and still make about 60-70k per year but can't pay everything.

I received a court summons today in regards to a Capital One credit card from last year. I have had alot of financial problems and cannot pay on my credit cards. I had to put rent, groceries and utilities first. I am wondering if anyone has dealt with them before and if this is really someone who bought this debt from them and now hired a debt attorney to collect from me. I live in Kentucky and cannot find anyone that can help me in the mess I am in.

my ex husband is buying me out of our house but there is 1 thing holding things up. another man with the same name but born 5 years after my ex and and it even shows this guys ss# is on my ex's credit report. my ex has good credit we have a perfect payment record on our homes, the report says my ex has another mortgage of 137,000.00 it says he got the loan in June 08 made a payment for july and hasnt made one since. the loan officer working on the loan has been trying to get this removed for weeks now but they just keep saying they are working on it.

What pdl did you still have and what did you do to tell and how were they with this. Did they accept alternate payments and the amounts you owed? I just want a heads up as to what is going to happen when i close my acct, i might beable to close it tomorrow, i have my fingers crossed!! thank you wendy

How do I find out if a company is registered in utah when they are out of state?

Does anyone have a good letter to send to credit card companies to propose debt settlement. I would rather do it by mail than by phone

If I had gotten a shoplifting ticket over 5 yrs ago and plead guilty, but did my continuing ed and had a name change since then that I registered, can my license be revoked for securities and life and health? I sold investment products since the incident. I did plead guilty and was fined $250.00. It was in 2003. The reason I ask is because my 6 is still current and my life and health has lapsed and I am looking at going back to work

how long do i wait to start settling w/ the credit card companies if i want to handle myself?

When you go to the lawyer for the first time and you have to show your income, is it before or after taxes? I am self employed and have a spread sheet that I made to keep up with my income. I want to look into filing Chapter 13 and I know I need to show, as truthfully as possible, as little extra money as I can. This year I have been unable to afford to pay my quarterly taxes, so I know I will have to pay next year AGAIN. But if I can deduct what I should have paid to taxes, that would help me. Also, I have another part time job but my husband gets that money for our house bills.

Does anyone have a number for this pdl company? I tried calling the one I have and no one ever answers the phone!