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I have an urgent problem. Today I got a call from a TN number – 865-223-5506. I picked it up only because I have a friend who lives in TN. It was a call from a guy with an accent from what he said was United Legal Services. He said I am being sued and he has the affidavit with him. The number he said to call him back on was the number he called me with. He said he has to call my management and that my references are being sued, too because of me. He said it was for check fraud and something else. I asked what company he is from and he said DVB??

Anyone out there had a company called UNIVERSAL ADMINI UNIVERSAL withdraw funds from your checking acct. I have been hit with $35 and $26.99 withdrawals. Finally had to stop payment which cost another $20. The bank could provide me no information on the company or address of the company. Please help.

I have been trying to settle with CHASE and they are quite tuff, in my opinion. I went in low and they gave me a flat NO and basically tried to settle for 50% and still got another NO and they came back with 65% BUT they are not willing to send me a settlement letter first. They want me to send the money first-which I don't have that is why i wanted to settle for a lot less than 50%-and refuse to send the letter. Now I am stuck. They said call back in 48hrs, but for what if I don't have the 65% they are asking?!?! Do I move on to another card and try to settle with them?

J had a discovery card in the 90s that i did not pay and now this compant (National service of process) got a hold of me and told me o pay monthly payments or go to court. what is the statue of limitation for this card in Pennsylvania. What should I do? I now live in Florida

About a year ago I sent a VD to Plaza Assoc, who could be part of Palisades, just the other day I get copies of of bills in the mail per my request for validation. There are three different dtes on these bills, 2001, and two from 2002. There is no information for the debt consolidation company that I uesed to bring down this amount. This all happened back in 2001-2002. Send VD again now what should i do?

Hello everyone I am so glad to have found this forum. Thank you so much for being here. Here is my story guys. I am in sales making $110K a year, with $110K in credit card debt (about $90K of it) and $20K in two car payments. For the past 20 years I have never had any derogatory entries in my credit, as I have always made payments on those credit cards/car payments on time, even though it has been the minimum balance. For the past two years I have been borrowing from my credit cards in order to keep paying my minimum balances on time each month.

I am dealing with CPD. I took a loan out with Paydaymax and when it defaulted I made payment arrangements which they never owned up to. Now 9 months later I am dealing CPD saying I owe almost $1000 for a $300 loan. What are my rights? I am not paying this. FYI I live in Arizona. Thanks

Hi there, I was summoned in florida for a chase credit card.. I have a month before the trial... the summons included: the notice charge- off copy affidavit of debt am I supposed to secure any rights by responding to this? what would I start with? I really am not sure if the debt is mine but did not DV and am assuming that doing so now would either be too late as they don't have to respond past the initial 30 day response period anyway.. sooo... what ammunition am I looking to prepare myself with?? thanks for the help

I live in Texas and need to know what to do about stopping the ach payments on my bank account. I have two payday loans out. One with PayDay One and one with Cashnet USA. They are both CSOs. I talked to PDL Eliminators and they said to put a revoke transaction ont the company and my bank said that we can not put that on the companies. The bank siad that we had to put a stop payment on the amounts and that we caould only do that if the amonuts we reoccuring, not if the amounts were different each time. PayDay One is different each time and CashNet USA is the same every time.

I am dealing with CPD. I took a loan out with Paydaymax and when it defaulted I made payment arrangements which they never owned up to. Now 9 months later I am dealing CPD saying I owe almost $1000 for a $300 loan. What are my rights? I am not paying this. FYI I live in Arizona. Thanks