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We have a veternarian that we took our pet to in 11/2003. The total due at that point was close to $700. Fast forward to 8/2005 - since that time we received no statements, collection letters, etc, and my wife feeling bad about the original debt sends a check for $100 (which includes our then current address at the time). 6 months later we move from TN to MN, with mail forwarding in place for 1 year. Jump ahead to July 2008 when we receive a letter from a collection agency demanding a balance of $1461.09.

Does anyone knows what will happen if I put stop payments on the payday loan checks. Will they work with me to get the money outside of court. I am in Wisconsin. I dont mind paying the money back but I can pay the loans off if I constantly have to rollover the loans and not being able to put anything towards the principle.

Many months ago, I quit refinancing all of my pds's cold turkey. I was over my head and I had just had enough. So I just let them all go. From keeping tabs on different posts, I found out that many of them were illegal and surprizingly enough, very few of them have pursued me in paying....Except for one. It is a storefront pdl company that has turned everything over to collections, etc.

Does anyone have an address for them? All I have is a phone number which is 1-866-553-5788.

My friend is deep in debt. She has been getting payroll advances for months now. She is at a point now that she is going to one place for an advance to pay another. Is this even legal? How can she get out of this evil loop of advance fees? I want to help but I am not sure where to begin. Please help.

If I have a debt for $7000 dollars which has been given to a collection agency what should I do first?

Many months ago, I quit refinancing all of my pds's cold turkey. I was over my head and I had just had enough. So I just let them all go. From keeping tabs on different posts, I found out that many of them were illegal and surprizingly enough, very few of them have pursued me in paying....Except for one. It is a storefront pdl company that has turned everything over to collections, etc.

A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00.

is it possible for member Goudah2424 to email me a copy of the non chexsytems banks?

Hi Forum, Quick question for you. I just learned about the statute of limitations for debt collections by reading the forums here. If i am paying back a collection agency for an amount and that amount is not paid off within the 4 yrs in my case st. of limitations what exactly does this mean? That they cannot sue me for the balance? I am sorry this is just so confusing.