I am an RN at a hospital, part of my employee benfit through insurance is a yearly mammogram screening. I called, scheduled my appt., which was already six months overdue; the receptionist asked me, "Did your Dr. refer you?" I said "No", I just need my yearly mammo." She looked up my last mammogram, said it has been over a year, so, it would be covered by insurance. She then asked, "Are you having any symptoms? Nipple discharge, lumps, pain, etc?" I said, "No, I just need my yearly screenig." She then ask who is my Dr., I told her my Dr.