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Checking Account

17 years 8 months ago
Paying off credit card settlement for Dad through my checking account. Is this a bad move?

 

Brookwood loans at 96% interest. How to get out of it?

17 years 8 months ago
I very stupidly got into some post Chapter 7 BK debt. My BK was filed in April 2006 and discharged in July 2008. So I should have been free and clear with a fresh start, right? I don't know how I did it, but obviously I was living beyond my means. I was scammed out of 2,200 in an advance loan fee scam, but that only explains about 10% of my total post BK debt, which is about 25K. I know, how the hell did you do that? Really, really dumb.

 

Tennessee PDL Laws-Please Help!

17 years 8 months ago
I have a PDL loan with Astro Lending. It was for $300 and I have paid almost $1000 in fees to them and they're still debiting it from my account every payday. I don't know what the laws are in TN but it seems like this is a little out of control. Can someone tell me if there is any law that would prevent them from being able to do this. I would like to take care of this without having to close my checking account. Thanks!

 

DESPERATE FOR HELP FROM PEOPLE THAT HAVE DEALT WITH AIP

17 years 8 months ago
What can I do about lenders attempted to contact my supervisor. I have a loan with Pay Co formerly known as AIP, American International Processing and on this site the address given was 2207 Concord Pike, Wilmington, DE 19803. I did a search with the BBB and company at this address is called International Cash Services with number 18008653898, I tried to call the number and it is not working? I need major help, next Wed I will default with them, I spoke with a supervisor who insists that this company is legal..

 

International Cash Services

17 years 8 months ago
What c........ I did a search with the BBB and company at this address is called International Cash Services with number 18008653898, I tried to c......I spoke with a supervisor who insists that this company is legal.. I then told her I was revoking .....I told the woman that called to call my cellular, but how do you deal with these people? I work for the govt. I cant have them calling my job? I am in process of filing a complaint with th...

 

Consumer Protection Law Center....doing nothing

17 years 8 months ago
My sister in law, who lives in NJ, spoke to someone in the Syosset, NY office. They have taken $250 from her every month since january but paid not one creditor. They are telling her that she hasn't given them "enough" money to pay any creditors. But they have over $2000 of her money, so I find this hard to believe. We used The Credit Card Foundation (TCCF, or godebtfree.com) to relieve our credit card debt and have constant contact with them, as well as a website to log in to see exactly where our payments went. She lives in NJ, the firm is in NY, and I'm afraid she has been scammed.

 

Cash Call....would you do this?

17 years 8 months ago
Cash Call sent me a letter offering to lower the interest rate (96%) to 47% and that reduces my payment to 117 dollars a month. It will also bring my account current. Would you do this or take chances on court eventually?

 

called Direct Loans and...?

17 years 8 months ago
I just called Direct Loans and they were already closed, but the automated system said my loan was 'paid in full'. I know this is not the case as i have not paid them a penny (I was calling to get setup on the rehab program). Does this mean they have sent my loan of $3000 off to a collection agency? If so, does that mean i can no longer do the rehab program? Thanks everyone :?:

 

Shazzers

17 years 8 months ago
Is there a difference between a wage assignment and a wage attachment? Thanks Debbie

 

DV Reply

17 years 8 months ago
I posted this in the debt forum before I realized there was a specific one for credit. Please delete the previous. I received a reply from a DV I sent Nationwide Recovery Systems today. Their reply stated the following: We are unable to locate the debtor/account by the information you provided. Please call our office at (xxx) or fax additional information to (xxx). Thank you. Frogpatch stated this was a failure to validate, so where do I go from here? Do I submit a dispute with the CRAs or send another letter for deletion?