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debt consolidation

17 years 8 months ago
do you make monthly payments to my creditors or put it in savings until the entire negotiated amount is accumulated?

 

filing chapter 7 and selling home

17 years 8 months ago
what happens if you were in a sales contract to sell your home and also in an agreement with the lein holder who has put a notice of default on the property and the day before funding you decide to file chapter 7

 

united cash payday loans

17 years 8 months ago
I took out a loan with this company called united cash loans and they are ripping me off slowly. They took 90.00 out of my acct on the 22nd of Aug and i didnt have enough money in there so they charged me 30 plus my banking fees of $25. I then emailed them and told them not to take anymore out until Sat the 30th and they didnt listen and took money out again today and i didnt have any money in there and the same thing, 30 plus 25. I then called them and the guy had no clue as to what was going on and brushed me off.

 

Rehab program?

17 years 8 months ago
Hello All, I currently have a student loan from Direct Loans in default. I have been avoiding them because i was in a bad situation, but now im starting to get my feet on the ground again. My balance is somewhere between $2800-$3000 (assuming with interests). My question is: Do you have any idea how much my rehab payments will be for the first 9-12 months? and how much they will be after that? As of right now i' am comfortable making a $50 payments but am afraid they will want more and i cannot afford anymore than that. Thanks everyone! :?:

 

SOL has passed

17 years 8 months ago
Worldwide Asset Purchasing has had a summons issued in VA court regarding a credit card debt with an SOL of 06/07/08. The summons is dated 8/19/08. Is there a defense here? Also, they filed against me last Jan. 08 but the claim was dismissed because they could not validate. Now, on the new summons (also a new filing) there is an affidavit from a Worldwide Assets Attorney Relationship Manager from GA stating the debt is valid and that she can testify to it. Although, I dont know how. One of the documents attached shows the SOL as 6/7/08. I dont get whats going on.

 

678-560-1791

17 years 8 months ago
Has anybody ever gotten call from this number. Just had a missed call from them and when I did a google search not much came up. One sight said they got a call and somebody demanded their credit card number. I'm thinking a scam or something.

 

Received Reply to DV Letter!

17 years 8 months ago
I received a reply from a CA stating the following: We are unable to locate the debtor/account by the information you provided. Please call our office (number), or fax additional information to (number). Thank you. As far as information listed in the letter, I gave my name address, and the account number shown on the credit report, although it has Xs it in. EX: 555XXXX is shown on the report. They should be able to look me up by name, correct? Is this enough to file a dispute with the CRA or is more correspondence needed? Thank you!

 

how to deal with CA's calling for an employee

17 years 8 months ago
Sorry if this is in the wrong spot, but I don;t know where else to ask. My brother-in-law works for us, and well, he has and still does make some poor choices regarding money issues. He ignored a summons (yes I told him not to and offered to help him with info since I found this site) but he shrugged it off & said "eh let them garnish - whatever I don;t care" not the best attitude - ok - so I know they got a judgement, cause he asked me to look up the court docket for him (he has no internet) it said that they are checking assets.

 

Response from PA Dept. of Banking

17 years 8 months ago
I filed an online complaint to the address someone posted on my original thread yesterday. Here is the response I received: For the most part payday loans are not regulated in Pennsylvania at present. Entities that offer payday loans in Pennsylvania via the internet or by a local office, enter into partnership agreements to make and service loans on behalf of out-of-state banks/lenders and, thus, circumvent Pennsylvania’s lending laws.

 

chapter 128 in Wisconsin - do you want to consider this?

17 years 8 months ago
I was wondering if anyone has filed Chapter 128 in the state of Wisconsin for their payday loans. I was considering doing it and was wondering how it works?