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I was sued in court by a company which purchases old credit card accounts. I went to Court and I won since the debt was over 10 years old. The same company that took me to court and lost is now sending me letters for me to make payment arrangements on this debt. Is this legal since I did win?

Hi all, In 2006 I did a voluntary reposession on a vehicle I had just purchased in Dec, 2005. I defaulted on the loan due to my live in b/f skipping town. He took cash advances on my credit cards (I couldn't dispute them because he had cards issued in his name) and the loss of my income meant that I couldn't afford the payments. I also had just purchased a house a year prior. It took them over a month to come and get the vehicle after I contacted them. (Wachovia Dealer Services or "WFS Financial) They finally came to get it after many harassing phone calls on their part.

I am new here and wanted to see if anyone had any advice. I have just talked to a bankruptcy attorney the other day. He told me to close my checking account and to stop paying any ACH debits out of my account since my husband and I realize it is in our best interest to declare bankruptcy. PDL's are not the reason I need to go down that road. I actually was 3/4 of the way there before I started to use PDL's. I have just tried to email 2 of the companies that I owe money to to get a physical address to mail payments. Does anyone have any advice on how I should handle this.

Hi, I had filed for Chapter 7, and all my debts were discharged a month or two ago. Today, I received a letter from Bass & Associates regarding ECAST FOB HSBC BANK NEVADA, NA for Best Buy Co., Inc. and my account number. (Which the account has been closed since I had filed). They wrote: "We have been informed that your case has been discharged. Please be advised that our client is secured by a purchase money security interest in consumer goods.

Does anyone have any suggestions from grooming our cat? He is 4yrs old and has never been a fan of grooming. I took him to a groomer last summer, (that was an adventure) but with the money situation I'm trying to do it myself, however he has pretty fluffy hair and lots of it.

I'm hoping someone here can help me with my payday loans.These are the ones I have.I live in oklahoma. Geneva Roth-internet-500-paid 150 Discount Advances-internet-400-paid 0 Eastsidelenders-internet-400-paid 120 UCfinancial/Ezpayday-internet-500- 150 paid MagnumZ-internet-200-840 Today I went to the bank and froze my bank account until I can get it back in the good, so i can close it.I have also looked into pdlassisstance and langhorrne for help,but i'm not sure if i should use one of these companies or just do this myself.

I had a judgement placed against me. The judge awarded the full amount of $2800 to be paid in monthly payments of $200. The creditor is asking me for $400 a month and claim they will take me to court. Can they ask for more than the judgement?

I am from Oregon and I have five internet loans. Here is the info: Think Cash: Borrowed - Borrowed 1750 / Paid 1850 Cash Transfer Centers - Borrowed 1500 / Paid Zero on current loan, but have reloaned with them several times. Cash Advance Network - Borrowed 400 / Paid 240 PayDay Loan Yes - Borrowed 350 / Paid 210 I have been talking to a woman from Payday Loan Assistance Company (a debt settlement company) who says she can get me a monthly payment of 278 for 18 months to settle all the loans.

Please do not delete any posts from jinsanjose. He claims his posts were deleted. Maybe they were, maybe they weren't...I don't know, but please do not delete them from now on. If he breaks any of the Terms of Service, please edit the post and in RED BOLD CAPITAL LETTERS STATE THE SPECIFIC TOS THAT WAS VIOLATED This guy is really irritating the crap out of me. He is unable to make a post without using my name and I am taking his accusations personally. It's as if he is pointing the finger at me and accusing me of cheating and stealing from people.

will it lower my credit score?