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Payday loan hell...the familiar story...

17 years 9 months ago
Hi all, thanks in advance for any advice. My story is not a new one, as we all know..vicious payday loan cycle. Never thinking I owe as much as I do, finally realizing how much I have paid over the months more than triples what I received in the original loan. Was barely keeping afloat until now, my hours have been cutback at work. I plan to get a job to supplement the income, but until then...there is no way to pay these loans. I closed my bank account, and opened a new one. I have 8 ( I Know!) outstanding loans, here is the list, and what I owe.

 

Payday loan laws just for Military members and dependents.

17 years 9 months ago
Thanks to Goudah for pointing this out to me. I thought this should be a sticky! :D Quote:
Subtitle F--Other Matters SEC. 670. LIMITATIONS ON TERMS OF CONSUMER CREDIT EXTENDED TO SERVICEMEMBERS AND DEPENDENTS. (a) Terms of Consumer Credit- Chapter 49 of title 10, United States Code, is amended by adding at the end the following new section: `Sec. 987.

 

Fake Debt Collectors (Article)

17 years 9 months ago
Hmmmmmm, very interesting article! Borrowed from The Consumerist.com

 

500fastcash email

17 years 9 months ago
Can someone give me an e-mail to 500fashcash? I searched, but couldn't find it, maybe i didn't use the correct search terms lol thanks

 

US Bank National

17 years 9 months ago
I received a phone call from phone number 1-800-351-8820 and said that they are us bank national. I looked on the forums and I see all kinds of different names. Who are these people? Has anyone had any experience with them? :?

 

California consumer credit

17 years 9 months ago
Has anyone on this site ever used this organization? They have an AA rating from BBB. Any feedback or suggestions?

 

A member needs help!

17 years 9 months ago
I know times are really tough right now for everyone . . . . . That being said, one of our members here really needs some help. At this time, she wishes for me not to post her name here, but you can PM me and I will telll you who it is. Pretty much, to make a long story short, this member has been screwed by their employer on their paycheck, is getting half the normal income for the summer because of child support being decreased, and is in some real trouble right now trying to find the money for the basic necessary expenses needed to live.

 

CREDIT REPAIR AGENCIES

17 years 9 months ago
Can anyone recommend one that they have or know someone who has experience with?

 

dispute bank debit from B.I.G

17 years 9 months ago
hey guys, i wanted to dispute or reverse a payment that BIG payday loan debited to my account. Does anyone know how long it will take the bank to put the money back into my account? Will they ask for any kind of documentation? i have paid BIG approx. 700.00 on an initial loan of 200.00, enough is enough!

 

i am broke

17 years 9 months ago
hello :D i am a new member to ya'lls forum. HELLO!!! I had some health problems. wound up in the hospital. died twice, thank the lord they brought me back. or why in the world did they? because of the illness i am disabled, i was bring in around 45k a year. now i am on a fixed income. of 1500.00 a month. the hospital wants there 10% as do all the other dr's. ''some i have never heard of or seen'' but am assured, that they were there. ok.. i don't make enough money to pay them back. i don't make enough money to pay my household,car, ins mortgage,gas,lights ,water...