I'm self employed (via an LLC) and 90+ days past due on business credit card debt (that also has a personal guarantee). The account has been closed by the CC company and it being handled by a collection company. I can still make payments to the CC company, but they will not talk to me and say talk to the collections company.
I sitll make money to live on from my business, but it is substantially less then I used to make and less then what I need to pay my bills.