I have 10 payday loans out. Wait, it gets worse. I never told my husband, the person who is supposed to be my partner, I have been paying on some of them for 2 yrs. I guess the real reason why I never told my husband is because of his temper and illness. I have 3 small children and just wanted to avoid a fight. I seriously thought I could get out of them and I came close several times, but something always comes up. I went to the bank today and placed 2 types of stop payments on them, one against the company and one for the check itself.