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Does anyone know who this person, company or whatever is Walter Shefield? I listend to the voice mail and it says press one to speak to (someone). I do not like doing that, I donkt like this cloak and dagger crap. I am behind on nothing, except a student loan in which I say it is paid off but Im sure there is someone out there who thinks other wise. Other than that, I am behind on nothing and owe NO ONE except normal monthly bills. Please help! UPDATE I did a google and it came up a Elder law, estate, etc. Laywer.

I mailed my DV letter yesterday, by cmrrr. How long should i wait till they respond? What happens if they don't respond within 30 days? Is the debt still valid even if they don't respond within 30 days?

Can anyone tell me how to get my credit score higher. Ive been a great payer for the past 2 years and not even the mortgage company can figure out why the score is so low. They need to get their act together, they have no problem doing something quick when it comes to lowering the score.

HI everyone, Ok so I have a loan with Cashnet USA which is legal in WA state. My bank returned the check NSF. I called Cashnet to see what options I had & she asked if the money would be there tomorrow and of course I said no.......... so she said ok, well I can set up 2 payments (for the next 2 paydays) which actually works better, less money each time & then Im done with them. So far, they have not been difficult to work with :wink: Renee

I believe that I have cc that i have not paid for 4 years in ca the sol is up after 4 years so they can not sue me ? hope this is correct?

im filing bankruptcy can i put pdls on it or will i get in trouble and do i have to wait for it to get on my credit report

I have around 10 online payday loans and bank with Wells Fargo. Has anyone had any experience with closing your account with Wells Fargo? I am using Langhorne to help settle the debt but did not know what ramifications closing my account may have.

hello, i have no idea if this is even the right board for this but where did my signature go? i set up a signature on my profile but i don't see it? sorry if this is a stupid question...

I have 8 payday loans outstanding. I am not sure if they are all legal in Maryland, which is where I reside. Worldwide Cash Payco Impact Cash CashNet USA United Cash Loans Cash Advance USA First National Funds/Discount Cash Advance Pay Day Loan Yes I believe Payco and WorldWide are under the same parent company.

Hello, I am one of the ex-Sifxpert victims now trying to handle my accounts on my own. I have some general questions and am hoping someone can help me: 1. I have heard that it is better to wait till the end of the month to settle because the cc companies are more "desperate". Is this really true? Have I broken some golden rule by attempting to settle these accounts in the first two weeks of the month? 2. Has anyone ever settled an account and had a creditor remove derogatory remarks from the trade line?