Hi there,
Spoke with Discover yesterday. I had a 5K balance that turned into a 7K balance (thanks, James) with fees, etc. that I think I have managed to settle for $3200. Thing is, I have never done this before (James screwed me and stole thousands, having done nothing to earn it while wasting months and months doing jack) so I am a bit skeptical that I will be in the clear once I pay it.
If they provide me a letter that states that my obligation to Discover will be settled-in-full upon receipt of the funds, does this mean that they will not attempt to collect the rest of the debt?