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can anyone tell me if they are licensed in New york. I can not find any info in them and they have started to harass me. Thank You

Hi I am in CA and I have a pdl with the LoanShop Online. I have reqested 6 times now for a document of debt so I can read the fineline of ur contract, no letter no form no response. They deducted $60 from my account one week and that was okay t pay my loan. I was expecting them to take more but when I e-mailed to inquire I got no response. The next payday they took another $60. I found a phone number and finally called them to get the balance of the loan since I have no paid $120.0 on a $200 loan and they said that my balance was $260 and the $120 taken out was for late payment fees.

I borrowed $500.00 from payday one, they have been debiting my account bi-weekly. I have now paid over $600. If i continue with payments, I will have paid over $1000.00 by the time the payments are done. If they are legal in Il, do I have the right to stop the ACH withdrawals, as I have paid the principal? If so, what are my next steps?

Are the Little Loan Shop and The Loan Shop Online affiliated?

What is statue of limations (SOL) time in Texas to collect a very old debt, or legal for collections agency to report it to Experian, Equifax, etc. as bad debt? I live in Texas and have a debt that was written off in June 1990 and someone is now trying to collect on it.

I've been pretty busy recently and I've not been watching the news, does anyone know what happening here in OHIO with the new law? I think it is suppose to go into effect in just a few weeks, but I've not seen any changes around my area as far was store closing...I know they are gathering signatures but I don't know how long they have to get them. I really thought I'd start seeing "movement" by now....Reny

I sent LoanShopOnline/DMS Marketing/LTS Marketing, whoever they want to go by, an email requesting that they mark my account paid in full. Although they weren't very happy about it, they have sent me the below email and release document. The release document has alot of legal language in it and I was hoping that someone could review it for me to make sure I wasn't signing something I didn't want to. They are willing to refund some of the overpaid fees, which I'm good with, but I wanted to make sure this could close the account and I would not be hearing from them again.

usadvance also known as pan advance america. does anyone know anything about them? all i have is an email. my original loan was $400 i have paid them 1280 and they say i owe them $520. i live in pennsylvania. are they legit? thanks for all your help!

Where are the following regulars that posted their words of wisdom here? Unclewulf, FYI, Law Student, Cajun Bulldog, Skydver. There are many others, that I can't remember, but I miss them.

This law firm called Pressler & Pressler break the law repeatedly to collect money from you and no one does anything about it. From day one they break the law by telling you that you can be arrested for not paying a debt. When I got the letter stating this I ignored it because even when I didn't understand my rights I knew I could not be arrested for it. For a debt I never had? Who ever heard of such a thing. I thought they were complete frauds. Come to find out they are frauds but they operate in the open.