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So I have been receiving calls from a gentleman named either Kevin or Tevin can't quite tell from the VERY thick Indian accent. Apparantly I am being arrested for felony, fraud and money laundering and a few other things that I couldnt understand..this for an unpaid pdl for 297.00 that has now gone up to 5500.00. This man will not give me any info on this account such as who the original creditor was or anything. Such I be worried or what should I do...any advice would be greatly appreciated. Thank you Debbie

I have about $18,000.00 of credit card bills. What would be my monthly if I enroll in this program?

Okay, In an email battle with e-payday-loan which is Illegal in Texas. Here are the loans I had and the amounts I've paid. Loan 12/5/07 $300 - Paid a total of $840 Loan 5/1/08 $300 - Paid total of $90 For $600 of principal, I have paid $930 in payments. Does the overpayment of one loan trump the principal on the new loan? Please advise anyone.

Sorry to start a new post guys. I read somewhere last week that Indiana passes new payday laws that went into effect July 1 2007. I think it said something about unlicensed places being null and void? Can someone post that for me please? Or did I dream that :)

Due to my own stupidity, my checking account is overdrawn. I was going in today to ask them to put a hold on it because I have PDL fees coming out on Friday. I'm faxing/emailing or sending my ACH Revocation letters to the PDL's today. Will they still put a hold on it since its negative? I'm freaking out... What are my options... I know I can't close it, I cancelled my direct deposit already so I will have a live check, so I can pay my bank on Monday so it will be positive then I can close it then, correct? Sorry for so many questions, I'm nervous...

Due to... my checking account......overdrawn. ... PDL fees coming ... ACH Revocation letters..........PDL's today....my options... ...close it............canceled...direct deposit ........live check...........pay my bank................then I can close it ...............I'm nervous... *content deleted as it is a duplicate thread. For more information please divert to Will National City put an ACH Hold on an overdrawn account? --- Jason

i received a mutual release agreement from zipcash. they conceinted to close my account if i pay $350 and sign the mutual release. i borrowed $500, and have paid $300 in rollover fees. when i sent my C&D, i stated i would pay $200, as that is what is left of the principal. need advice. should i pay the $350 and consider the matter closed? or do i keep badgering them until they get done to $200?

For anyone looking for info on this internet PDL company- I was in email contact with one of the gov't offices in Utah and they couldn't find any info on them for me. I then checked the licensing dept in Utah and found out that EZ Payday is delinquent on their license and has never renewed it as of 5/22/08. Thus they are operating illegally!

We've got about $70K in unsecured loans, CCs, and dept store debt. I guess we "surfed a credit wave" for quite a while, and now it's crashed. Was current on everybody until about 2 months ago. Now, minimums aren't getting made any more, and I'm at least one month behind on almost everyone, with no end in sight. BK just isn't an option, nor is any additional consolidation (credit). I think the simple credit counseling option just won't work at this point.

So, this guy Richard called me last night, and stated that I'm going to be served today, if I don't pay $610 over the phone, wouldn't make payment arrangements. I have my debt validation letter and the cease and desist letter ready to mail. These people are so rude and unprofessional, asking me about sports situations? I'm assuming these people aren't real lawyers, but this debt is old, I'm right in thinking they can't do anything to do me today? He stated that if I didn't call back within the hour, I would be served papers today by my county, and my bank account would be closed.