I need to know if plain green loans, great plain lending and spotloan are ilegal in florida

I had a credit card with Legacy Visa is there anyway I can re apply for another card?

I opened a loan with Cash Yes in June and as far as I know they are illegal in California. In August I sent them the letter advised by this forum to revoke ACH, cease/desist calling, and that I would send payments if they provided me with a physical address. No response to the email. Today I got a call from a third party litigation company asking if I want to settle in full or if they should proceed with gathering information on my earnings and employment to send to the court in my county (which they named by name) for civil suit and asked if I had already been served.

Received a phone call from CAC on 11/14; I returned their call on 11/15. The woman told me I owe them $1197; I said oh that's nice, how about sending me verification that I owe you this debt? I gave her my mailing address - they "didn't have it" - and told her I would not make any arrangements until I had proof I owed this debt. She kept saying, "Well, we're sending you a letter but what are you going to do about paying this?" I told her again, when I have proof, I'll contact you and pay it. Today, I receive a letter from them dated 11/21 (does FDCPA specify 5 days or 5 business days?).

do you have to requalify to stay on a debt management plan after 30 months in Indiana

I filed chapter 13 back 2010/11. I wasn't making enough money to make the payments. I just want to get back into school... and I want to file chapter 7.. how long do I have to wait... :(