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limation time

12 years 6 months ago
Hi i live in CA for the past 5 years before i lived in Boston for 27 years and i got a credit card that i fund a dispute from LVNV on my karma credit watch account, according to ca law it is 4 years limitation but Mass has years,do they use where you got the card or where you live now? if is where i live then my limitation is why over, can you help me how to fix this please? Thank you

 

Progressive Financial Services

12 years 6 months ago
Hello! I have been receiving calls on my cell from an unknown number. They have left threatening messages saying I have charges pending in my county for check fraud. I have not returned these. So last week ignore the numerous calls to my work phone. They then proceed to call my school office and tell them they are serving me a summons they need the protocol for doing it. The office manager comes and gets me and says they want to talk to me.

 

LVNV on my Credit Report

12 years 6 months ago
I noticed LVNV on my credit report, please advise exactly what credit card company this applies to. Thank you.

 

Reg E vs EFTA

12 years 6 months ago
I took the time to read reg e and here it is people: (c) Consumer's right to stop payment--(1) Notice. A consumer may stop payment of a preauthorized electronic fund transfer from the consumer's account by notifying the financial institution orally or in writing at least three business days before the scheduled date of the transfer.

 

Net Credit

12 years 6 months ago
Has anyone ever applied with Net Credit?

 

Payday loans

12 years 6 months ago
I have several outstanding payday loans, how can you help me?

 

Capital One - Not offering settlement yet

12 years 6 months ago
OK, my debt is 150 days past due with it being charged off around 12/23. I spoke to Capital One who is not offering me a realistic settlement option. Principal balance is $10,000 but about $11,000+ with interest and late fees. They offered about $8200 which is too high. I read one can get 50-65% settlement. Should I make a final attempt a few days prior to being charged off to see if they can offer a better settlement? Or just wait to charge off and deal with the collection agency? Chase offered settlement after 90 days.

 

scared and tired of the cycle

12 years 6 months ago
I have store front and online pdl's. i LIVE IN CALIFORNIA. STOREFRONT CHECKINTOCASH - $300 - WORKED AN EPP FOR $75.00 PAYMENTS ONLINE LOANS - ONE CLICK CASH - LOAN $500.00. HAVE PAID $150.00 (LOAN ROLLOVER) ADVANTAGE CASH SERVICES - LOAN $400.00. HAVE PAID $120.00 (LOAN ROLLOVER) UNITED FAST CASH - $400.00.

 

Weird thing: western sky/cash call ????????

12 years 6 months ago
Ok! So! I got a loan from western sky! Yay, go me!. Then it was pushed to cash call! Yay...lucky me......then, I found out they were scummy illegal stupid-heads! Wooohoooo!!!! So, I finally got my brain working and with the people on here's advice (love you!) I sent the ach revocation letter, along with my amount due (with no fees) and my offer to pay certain amounts in certain dates! Yay! I got the typical bs email...you all know the fabulous email I'm talking about, I'm sure!!! Yay! So, I had closed my bank account! Yay for my brain!!

 

overhead my head and scared

12 years 6 months ago
I LIVE IN CALIFORNIA. I HAVE INTERNET PDL'S WITH THE FOLLOWING COMPANIES: ONE CLICK CASH - LOAN $500 - PAID $150.00 FOR THE LOAN TO ROLLOVER UNITED CASH LOAN - LOAN $400.00 - NO PAYMENT YET ADVANTAGE CASH SERVICES - LOAN $400.00 - PAID $120.00 FOR THE LOAN TO ROLLOVER OTHER THAN CLOSING MY ACCT, AND MAKING PAYMENT ARRANGEMENTS, HOW DO I START THE PROCESS OF DEALING WITH THEM? :confused: