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One of our local radio stations honor our military every Thurs with what they call their "Soldier Salute". Well just for the heck of it, I nominated my son and you guessed it, he was chosen for today's soldier salute. Below is what I sent to the station and what they read over the air. I am so proud!!! Only had a minute, time to go home, but wanted to share!!!! [quote]We at 94.7 QDR want to thank all our Servicemen and Women here at home and overseas who serve our country each and every day! Submit your special "hero" and listen every Thursday morning at 8:20am to the Q Morning Crew.

How is the validation process different in texas as opposed to other states? I think I read that in texas, the collection agencies MUST reply in some way or form within 30 days if validation is requested. My quesiton is: what happens if they dont reply?

I live in Texas which is a non garnishment state, are CAs less likely to sue if this is the case?

Short version: i owe money to several credit card companies, am permanently disabled, have lost my majority income over a year ago (i now make under $900 a month), receive SSD, have a house with a second mortgage and little equity, and am waiting for my backpay so that can start making good on my bad debt (around 22,000 defaulted/around 13000 lump some backpay due in less than a month). Oh, and i live in Missouri. My first creditor is finally taking me to court. 2 catches.

Hello, I noticed a charge today from my savings account of $40 from BIG Limited. I have no idea what this is. I did some research and found that this company loans people money. We got 1 payday loan from the internet, but paid it back the following 2 weeks. We got a $200 loan and paid $280. I thought it was a little high, but its what we agreed to over the phone. We never heard from them again..until today. I did a reverse from my bank and they said they will invesagate. The ACH actually says Affidav BIG Limited.. What does the Affidav mean?

On Saturday I ran to the stores and picked up a couple things we needed. Then I realized that I was using the wrong debit card and overdrew my account by a few dollars. I called BOA the next day, Sunday, and was told that making a deposit was not going to help as the it would not post until Tuesday! I was advised to call customer service at that time and they would help with the NSF fees. So I did. I got this nice woman who understood and she said she would reverse the 140.00 in charges. She even gave me my new balance as 5 dollars and change. I thanked her and was so happy.

I am one of the unfortunate many who have allied interstate as a debt collector. A few years back, I got talked into getting a Verizon family plan for my husband at the time, his mom, and I in my name. Needless to say, they never paid for their portion of the plan and the account ended up going to collections. Allied Interstate calls daily and sends statements every once in a while with the amount owed (800 something dollars). I don't answer the phone because I know who it is.

I am a disabled retired school teacher. I am Permently disabled. I receive $1037 per month. I am head over heals in unsecured debt due to credit cards, medical bills, adult children, and others. I know the credit card debts are around $1200; this is because my daughter in law helped herself to the card promising to pay me back. Of course, I have never seen a penny nor will I. Please give me some advice. I think bankruptcy is my only option. I think I am having a breakdown due to the stress.

how much do your services cost, if i were to use one of your representatives to get me out of debt

I need help! I have paid THOUSANDS of dollars in interest on several pdl\'s..how do i settle them now? Thanks!!