Search forum

One of my credit card accounts was recently turned over to an attorney for collections. The balance is $4776. I received a letter dated 5/22/08 requesting payment of this debt. Should you send a validation letter even if you know the debt is yours? Should I try contacting them to settle or definitely send the validation letter? Thanks, Kim

I started getting calls and letters from Unifund about old debts I owed. They were offering to settle for much less than the full debt. I ignored them figuring nothing would happen. Next thing you know they have a judgement against me for 3 times what they were originally asked for. I still did nothing. Very soon, I found that all the money in my money market and savings accounts was wiped out, my wages were starting to be garnished, and there was a huge lein on my house. I lost my job because of the garnishment, and Unifund got all the equity when I lost my house.

does droyds debt collectors have a web site i wish to pay them £50.00 a month but they demand £97.00 a month can they do this ?

I WILL BE ABLE TO SEND YOU WHAT I OWE BY THE END OF JUNE. 418/82/2197 S.S.#

Hi, I need Credit Repair and want to sign up for a company Can anyone give me more info about them, maybe someone who worked with them. Thank you in advance! :D Jim Link removed ! Cajunbulldog

I am in a situation with a payday loan and need some quick advice or help. I took a Payday loan for $300 from Loanshop Online in October 2007. I made several payments on the loan, but had not paid the loan off completely. Recently we defaulted on the loan, due to a bad financial situation, and were not able to make payments. I did try to make payments, but I had to put things like electricity and food before payday loan payments. I was contacted on June 2, and told that if I do not pay the balance by 4 PM that day ($300) they will proceed with a judgment against me.

Hi everyone, I've been lurking around the forums for awhile, trying to gather as much info as possible to help myself get out of payday loan debt. With all of the inspiring posts I've read here, as well as the helpful links, letters, and information posted, I've started the process to get everything taken care of. Last night I started sending out letters via email, with the intent to fax them as well today. The Loan Shop has already agreed to give me a PIF! I know it's only one, and I have quite a few more, but this was just the incentive I need to keep going. :)

are there any loan companies out there for people with bad credit who are looking to reestablish credit, small loans 1000 or up something besides payday loans. ai am in pa if that helps

I owe 7 places in ohio. And i need help!

I have loans with the following lenders all are internet loans and I live in Pennsylvania Cashnet Usa 200 loan paid 100 STCAdvance 200 loan paid 0 GRC funding 400 loan paid 220 loan shop 300 loan paid 90 paydayloanyes 350 loan paid 205 WWC 200 loan paid 0 National Cash 350 paid 0 rapid cash 200 loan paid 0 fast cash 300 loan paid 0Can anyone tell me if these are legal companies and how to get them to stop bothering me.