Search forum

I have about $8000 in debt. Most of it is credit card debt. $800 is for the irs, and I have about $800 owed to cell phone companies. $1500 is to a finance company. I have a balance on my car of about $5700, but I did not include that in the $8000. I really hate to file bankruptcy because I won't to buy a house within 4 years. However, i use nearly all my income to live off of. Any suggestions?

I have tried to work out payment arrangements with a payday lender but they stated I have to pay in full or they will send it to their attorney?

OK guys, Here's my situation. I got caught in the pdl trap this year, and I really wish I could go back in time and slap some sense into myself to avoid this. In lieu of a time machine being invented, I've got to deal with it. I live in Texas and am currently dealing with the following pdls (some of these numbers are as close approximations as I can figure), they're all internet based = 1. CashnetUSA = Borrowed 500 still owe 502.05 paid 482.71 2. ameriloan = Borrowed 300 still owe 325 paid back 75 3. UpFrontMoney = Borrowed 200 still owe 289 paid back nothing 4.

Gosh I have missed so much...especially all my friends here. Work has been crazy...but I am thankful I have a job. My daughter also has had some issues and I have been helping there. Having her still in Indiana while I am here in Illinois has made for a difficult time...especially with gas prices and driving back and forth!!! Things should let up a bit in the next couple of weeks and I am hoping to be able to get back on here with some regular visits. In the meantime....fill me in!! What's been going on....what have I missed??

I have a few PDLS that will only take MoneyGram. However, I dont think you can prove you sent them money using it. Is this correct? Sonic Cash and Loan Point USA are giving me a hard time because they will not take money orders. Why wont they take them?

please look at all jcemt posts BEFORE siding.. and being his fan he made very false accusations MR KNOW IT ALL --like he knew it all so to speak...prior to this flocking away from site here.... which is why I think many members left the site ....asshole know it all should be able to back the info or suspicions up.....and didn't ....OOPS!!!!!

I applied to get a loan on 6/5/08 they said our loan was accepted,that it will be in our account in 24 to 48 hours,it never materialized.I have a printout of the agreement. after I saw some of the other peoples problem with them we decided we don't want them.

I lost my job 3 months ago and since then I haven't been able to make the minimum payments for my Federal Perkins loan. So, I got a letter today saying that my account have been referred to a collection agency (Continental Transactions). What is the best way to go about this? Should I contact the collection agency now and try to negotiate repayment options? I'm still unemployed but I have job interviews next week. But I'm unsure if I will be able to make enough money to make minimum payments for this loan.

OK I have a debt collector on about 15 fdcpa, so under the FDCPA that would be up to a $1,000 violation? Is that correct or is it more? I also have debt collection laws in my state so can I sue under that too at the same time?

Does anyone have CTC Money Gram info? Yes I know they are illegal. I did not include them in my PDL recovery because amy paying them in full. Or I at least am trying to. I guess my checking account is not closed just yet I have one transaction pending for $25 and it has been there since Thursday. CTC is due on Tuesday. Anyway I called them and asked to change my account info and they said they could not do that in the middle of a loan.