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lowes credit

12 years 7 months ago
i need to speek to the GE capital retail bank inorlando about closing my account .who do i speak to.

 

Negative account

12 years 7 months ago
How far in the negative can your bank account go before you get a misterminer?

 

PDLs trap

12 years 7 months ago
Hello, I reside in Florida and found my self in need of extra cash to make ends meet; well I have a total of 6 (online) pay day loans. I didn't realize that I would be in this hole, because they are debiting so much, that each paycheck, I am broke...Could someone please let me know if these companies are legal? United cash loans $150.00 (1st payment) $500 Blue King pay day (Tribal) $ 132.50 (3rd payment) $400 Dollar Premier > $150.00 (3rd payment) $500 efunds $75(50% off) when??

 

1099c for credit card debt

12 years 7 months ago
I received 2 1099c for cancelled credit card debt from 2007 which I paid for on my Taxes ( did not claim insolvency) but they still appear on my credit report and are still accuing interest, which is increasing my debt to income ratio. If the debts are cancelled, can they still be on your credit report as "charge-off" and can they still maintain the same amounts with interest still accuing? Also, what date will they drop off of your report, and can these accounts be resold?

 

Money is owed to pay loan. Dont have it yet.

12 years 7 months ago
I recently took out a cash advance loan with Western Union (or the pay day store). The amount was about $250 I believe give or take, plus the interest in taking out a loan. When the debt was due, I had lost my job and had no money in my bank account. They had tried contacting me on my phone, but shortly after my phone bill was due and had no money to pay for it since I lost my job, therefore the calls stopped. Its been maybe a month, maybe a little over two months since I took the loan and I still owe them money.

 

Payday Loan Consolidation

12 years 7 months ago
OK, So I have searched the forums and came up with the conclusion that most people on here frown upon using some sort of debt consolidation program. I can understand that they may charge a fee but it seems to me, that the ease of having them all into one and not having to deal with harassment and phone calls instead having a hard start and end payment schedule still seems a bit more easy going. The company in this very website seems to be helpful but im not sure who to trust anymore. I have contacted them and they are willing to help.

 

payday loan cycle Maine

12 years 7 months ago
We got into significant payday debt following some financial issues about a year ago and have been in an endless crazy cycle since then. I was so relieved to find this site! I had loans with the following: Fireside cash MyPaydayLoan.com United Cash Loans Great Plains Lending Plain Green Loans NetCash123 Mobiloans EverestCashAdvance PaydayNation Fireside cash, Plain green loans, mobiloans and everest cash advance have all already sent me paid in full notices. I'm wondering what recent experienced others have had with mypaydayloan.com and payday nation since they are offshore.

 

Palisades Collection Agency

12 years 7 months ago
This agency has been harassing me for a couple of years. The first time they sent me a notice that I owed over $100 to Verizon. Although I never received any such notice from Verizon I sent a check to Palisades. Now, a year or so later, they are trying to collect from me again for a debt they say I owe to Verizon. This time I called Verizon (they are no longer my phone carrier) and they verified that I do not now, nor have I ever owed them any overdue payments. I sent Palisades a Cease and Desist letter but they are now calling my home very day. Can you help?

 

Discover

12 years 7 months ago
I received a letter today from my employer stating my wages are being garnished. When I asked for more information they stated it was through a Zwicker & Associates. I have not received a phone call or a letter from them to even notify me of such severe actions. Is there anything I can do to stop the garnishment?

 

Need advice on lenders

12 years 7 months ago
I live in NC and have pdls d=from the following: Cash Taxi My Cash Now Star Cash Processing Ameriloan Loanshop Huskhawk EZ Paydaycash Plain Green Loans I know these are all illegal and I am beginning the process of sending letters and revoking ACH's. My question is, as anyone had experience with these lenders? Are some easier to deal with than others? If I choose not to close my bank account (my credit union claims I will be ok), do I have to worry about them using a different name to access my account? Thanks for all the help. I actually see a light at the end of the tunnel.