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Are these Illegal

17 years 11 months ago
I live in SC and have closed my bank account. Below is a list of my payday loans and how much I borrowed and paid.

 

Can anyone please give the fax numbers for the 3 big ones?

17 years 11 months ago
I am looking for the fax number that they reply to in 5 days :)

 

payday loan

17 years 11 months ago
what if you can't pay back your loan until next pay cycle? What would happen?

 

Charter One

17 years 11 months ago
Back in March I placed stop payments on 2 internet PDLs. My bank, Charter One did that for me at $35 a pop. My plan was to close the account and open a new account (which I did). Literally a day before I closed my account, these 2 PDLs sent 2 electronic checks to my Charter One account ($480 a piece) knocking my account into the red. I immediately filed a check fraud account and reminded them that I had placed stop payments with these 2 companies. Charter One informed me that this check fraud investigation would take 6 week to conclude.

 

Goudah? Shazzers? Cannr? Someone??? Anyone?

17 years 11 months ago
I'm sorry I've asked this question a couple of times, but no one has replied yet and I'd really like to know. As you know I have 4 loans out and I'm starting T & C in a couple of weeks, but below is my question, I'm just trying to brace myself for the worst: The other day I called the ohio atty generals office to inquire about them mediating with PDL's (their website says that they do that), so the gal I spoke with says, "well we can refer you to CCCS or you can file a complaint and we can see what we can do". HUMMMMMM, so my question is, what would I be complaining about?

 

PDLs debiting with DBAs is it legal?

17 years 11 months ago
Is it legal for a company to use several of their d/b/a's to debit from one account, causing that account to have several NSF fees? I am in a dispute with ameriloan and United Cash loans on BBB site and this is what they are saying" "At the time of the application the terms and conditions were presented and she had the opportunity to print them at that time. She had to answer a question whether she understood the terms before we could even receive the application to process. In addition, there was a 48-hour time frame the customer could cancel the agreement without incurring a fee.

 

Members Guest Posting

17 years 11 months ago
Lately I've seen a lot of guest posts - Specifically in the pub - That I know a member here wrote. They were totally inappropriate and were deleted. The reason I'm posting this is so that everyone can keep a watch on it. They just seem to be coming and coming, and they are all about the same subject, and are not nice at all. I have a strong feeling of who is doing this (not a MOD), and wish they would stop. Does anyone have any ideas?

 

North American Recovery seems to be at it again.....

17 years 11 months ago
Click the link below for the story. abcnews.go.com/Business/PersonalFinance/Story?id=4896048&page=1

 

What happens when you are sued in civil court?

17 years 11 months ago
I received a letter from a local attorney offering to file bankruptcy for me in reference to a debt for $1100. This is how I found out about this debt! I called the court clerk locally and gave them the docket number and they said I was being sued by Palisades Collections LLC on behalf of HSBC credit card. I had an HSBC card a few years back and quit paying on it. What happens now? A process server has to serve me and then I go to court? Then what? What will they do to me in court? I am just a housewife I have no income other than my husband?? Thanks.

 

Stubborn store front PDL and World Wide Cash

17 years 11 months ago
Hi everybody...so thankful I came across this site! I am in the same boat with pdls - I don't know what I was thinking...anyway, I understand to take care of store fronts first, but the one hounding me the most will not take any kind of arrangement - they want $330.00 this Saturday and I won't get paid until the 30th and I don't have an additional $330. Do I just send what I can and let them take me to court? My other question is about World Wide Cash - are they or are they not licensed in the United States? Does anyone know for sure?