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Have buyer for house on short sale. Main creditor will accept short sale,2nd mortgage wont. They want me to resign with them for $27,000. I am taking no profit from house. Seems like my realtor is for the buyer not the seller, and I am the seller.

Hundreds of sleepless hours, thousands and thousands of dollars and millions of tears go into making a wedding successful, but with every minute detail playing a vital role in a wedding, shopping a wedding gown remains the most mind boggling job of the whole show!

-------------------------------------------------------------------------------- I have 9 payday loans out. I have been to several banks, but can't get a personal loan to consolidate the problem. They are all in default and I don't know what to do.

I wanted to create this topic because it seems I see people bashing credit counseling and Settlement and why one is better then the other. I work with a referral company that markets for both. One is not better than the other. Whats might be an excellent choice for one person might be a bad option for another. Credit Counseling is great if you are not overextended and simply need to high interest rates lowered and have one payment. On average the APRs will be lowered somewhere around 6-8 %.If you can afford the payment for a dmp with a Credit Counseling Company you should.

Would I be able to stop collections from folks like Zwicker, etc, from calling, by sending a cease and desist letter? I have read material to indicate that if I choose, I can deal directly with the lender, i.e., American Express by sending a cease and desist letter to any third-party collection or other agency representing themselves as attorneys for the claimant. I see that Zwicker had a class action suit filed against them for claiming to be attorneys when they were actually a front or buffer for Amex. I went on disability, and the State $$ has run out.

I took loans through CTC twice a month for nearly a year now. I closed my bank account to stop it and the other 10 or so PDL's that were leaving me with nothing but anxiety every payday. My question is I was borrowing 800 every 2 weeks and paying back 1012, meaning every month I was paying 424 in interest. By Illinois law I should only be paying 15 per 100 borrowed, so I was paying all those months twice what the law would allow in interest. Do you think I should ask for a refund of all that excess payment? CTC does reloans only, no extensions. So each loan is a new fresh loan.

I need mailing address for Paycheck Today and Cash Advance Network. I have tried getting them and basically have been told there is no mailing address???

I got a letter today from my county court saying that i am being sued by Palisades, LLC. It said that they now own my old phone number from Verizon and there is a balance of $570 that i must pay. There is a copy of the bill (no details, just amount owed) with my name and address. I did live there at one time, but the date on the bill, i wasn't living there at the time. I KNOW for a fact that when i moved out, i payed the bill. There is nothing on my credit report showing this unpaid debt. This bill is from 2003. I would imagine that 5 years later, i would have something on my credit report.

I don't remember getting a loan from them and just thought I would ask if they are link to another that I may have gotten. First time to get calls since I defaulted back Feb 29th. They called work, home, cell and my references...My references told them they had the wrong number. I sent them to voicemail at work and of course didn't answer my cell. Thanks for any info...

Hi, I have several questions. I received a letter from northland group back in October of 2007 stating that they were collecting an old Capitol One account (by old I mean the last payment was in November of 2000). At the time I had no idea what they were even talking about so I requested Debt Validation/Sent a Verification/Validation letter on 10/15/2007 certified mail return receipt. I never heard back from them and quite frankly forgot about it... TODAY I get the validation in the mail..