Hi -
I have 11 PDL's and have made the decision, after spending time on this wonderful website to take my life and my paycheck back. I am willing to pay the original amounts to the lenders even through PDL's are prohibited in Connecticut. Should I work with T & C, who I have already spoken too....or should I try to handle this myself and let them know that the small loan cap applies? My biggest concern is that they will try to contact me at work. Right now I am not indefault and my next pay day is 4/25.
Any thoughts?
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help in pa
18 years 1 month ago
hello, i have a question and you may or may not be able to help me.' i closed my bank account because of the pay day loans loans, i had talked to my bank before i did this, i got a letter stating i owe 795 in nsf fees i contacted them and told them i had closed the account they apparently reopened the account, i got a letter today from our court the district justice office because teh bank is now suing me, what are my rights what can i do
Debt Consolidation
18 years 1 month ago
Hey guys, I've returned to the site after a long absence. I wish I had never left but I finally got finished with all those payday loans. I have since started getting some bills behind a little bit and I want to know something about debt consolidation.
Is there any way that you can find out how much a debt consolidation company would charge you to put all your bills together. Thanks guys and gals....and I'm happy to be back on this site.
Do i Still Have A chance to vacates a default judgement?
18 years 1 month ago
they sent my employer a wage garnishment notice and waiting for my employer to answer it. can i still vacate the default judgement against me? i was improperly served. they served it to an old address that i have not lived there in years. they have come close to getting there money but i told my employer to hold off on giving them my money.
Interview: Clint Holland - Author, Debt Free in Three System
18 years 1 month ago
(James arranged an interview with Clint Holland, Author, debt free in Three System)
Interview: Clint Holland
(Welcome to the community Clint)
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Anyone work with Debt Settlement Companys???????
18 years 1 month ago
Hello.. well.. I am in major debt and unable to file bankruptcy.. so, I was looking into debt settlement companies.. so many out there.. did some checking with bbb.org. I was wondering if anyone had any experiences with any? Any suggestions? Any help would be GREAT!!! Thanks!
[8/10] Payday Loans Trap Borrowers
18 years 1 month ago
Editor's rating: 8/10
It's so easy to get caught up in the payday loan trap, a former employee tells how.
Quote:
Research shows that the payday lending business model is designed to keep borrowers in debt, not to provide one-time assistance during a time of financial need. According to CRL's research, borrowers who receive five or more loans a year account for 90 percent of the lenders’ business.
private student loans18 years 1 month ago i got a student loan 8 years ago from a private company with a cosigner,since then the private firm has went bankrupt,,it then went to wells fargo,,and now that i have defaulted,has went to a wells fargo collector,,my question is can they still go after my cosigner? thank you
payday loan help-va18 years 1 month ago Hi. I'm currently having a problem with rapidcashforyou.com. They without warning or notice took $519 out of my bank account, completely cleaning it out. What happened was that a payment went returned which was there fault because they tried to take it out early. They then wanted the entire amount which i didnt have which led to harassing phone calls on my job every day straight for 2 weeks.
I filed a complaint aganist them with the Texas Attorney General's office (which is the state their located in) and I received a confirmation letter last week.
I need phone number for little loanshop.18 years 1 month ago I have a 300 loan with little loan shop and want to pay them off, but there is no contact number.
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