Search forum

Who or what is Transmittal and what do they do? thanx.

I live in California and have 15 payday loans currently. I got into trouble at the beginning of the year and took out a couple to pay rent. then had to take out more to pay other bill and the interest fees, basically it has just snowballed into a nightmare. How do I get out from this? I was reading some of the forums about putting stop payments and revoking wage assignments and am just very scared and confused. My next payday is this Friday and I also need to pay rent this week. If anyone has any suggestions for my next/first step I would be eternally grateful.

Same to me here ..i got a letter from national action financial services that i owe 408.82 and i have no clue what is going here.. Previous creditor..direct merch bank/ge c current creditor ..pinnacle credit services. Here is the letter say..

Hi all, I signed up for debt settlement services with Freedom debt solutions and now after checking them out want to switch to another debt settlement company called Superior debt relief. Here's the background: I decided to cancel becuz I could never reach the Freedom people and they didn't return my phone calls. When I finally reached them - panicked about my payday loans - they told me to consult an attorney! Yet, part of my fee was based on them negotiating the payday loan debt.

I just read somewhere that "cease and decist" letters are only valid to 3rd parties such as collection agencies or attorneys, not the original creditor. Is this the case? If so, cease and desist letters to the original PDL, such as AIP ( :twisted: ) for example, would not have any legal effect (and probably woudn't have any effect with AIP anyway :twisted: :evil: :twisted: ). I've closed my checking account at my credit union where the PDL's deemed illegal are set up: AIP, Eastside Lenders, United Cash Loans, Impact Cash, and Total Lending.

anyone have a template letter for a intent to sue letter to a collector

I have a bank account at wells fargo, does anyone know if .... 1. They will do a blanket block of all debits? 2. If I close my account and open another one, in two weeks when the next batch of payday loans are due, will they force it open? I am going with oakview so does anyone know if once they send out the letters will they stop trying to hit my account? Thank you all very much. It is so hard knowing what to do with the bank account.

A man who calls himself Johnny Broom, (phone number 1 800 889 0318 with Universal Fidelity) has been repeatedly harassing me and my parents. I have spoken to this guy several times and he makes wild claims each time such as telling me he knows where I work (he doesn't and there's no way that he could) claiming he will tell my employer (which is funny since I'm self employed) and other outright lies.

I sent off my payment to them on Saturday to have my account marked PIF. I was to call them this morning with the reference number but forgot to take it with me. Since CPD's number is imbedded in my mind I gave them a call to let them know I would call them later today with the number and guess what? I get Tommy on the line and he tells me thanks so much for your payment, it has already been received. Both your my cash now and your Pay Day Max accounts are now marked PIF and closed.

The same collector from Rannefeld & Associates called me AGAIN (I did not talk to them or return their call for the past week). I received the first written correspondence on 3/15 and have not sent DV letter yet. I am scared that will initiate a suit. But King Chandler called again and said I have "30 minutes to return the call" or he will be "signing off on this decision." It hasn't even been close to 30 days yet! We are at 15 days right now and they are already signing off on some decision????