I received a call from LTD Financial Services about an alleged debt. I sent them a letter requesting validation and they responded : Thank you. We are in receipt of your validation request. This request has been forwarded to the original creditor. We have suspended all collection activity. Please allow 45 to 60 days for fulfill the request. Do have to allow them that time? I thought they had to respond in 30 days and if they don't the debt is no longer collectable. Thanks!!!

:confused:Thank you for the info so far. I sent a letter to validate the debt, by certified mail. In one of their letters supposingly I have a court date in November 2012. Suing me to enforce Litigants Rights. I have not received any notices from court. I do not know what this debt is for. They did ask me to fill out a form with all personal info. If I did not do this I would be arrested. It did not come from the court. What else can I do? I live in New Jersey. Appreciate any help. Thank You

I have a worry that if I do the debt con. I have a loan with beneficial (HSBC) and in the process can they freeze my checking account or garnish our payroll checks?

My citi is 143 days past. Called today to give settlement offer and was told they don't do that. Wanted to set me up on some ridiculous payment plan for 6 mos. I really found it insulting considering I was a member since 1999 and never late till this. Tell me they are just jerking me around about them not settling anymore... My balance is 7500. They didn't even want to hear my offer.:confused: Anybody got a different number to call to get the job done?

I would like to get a history of payments recorded on my credit card for the calendar year 2012. How can i obtain that information Winifred Zubin

I have a question. I took a loan out with Western Sky Financial LLC. They are the ones who transferred me the money. However, well before my first payment was taken out the loan was transferred to CashCall Inc. Western Sky is a tribal lender but CashCall is not. As far as I can tell CashCall is taking all of the payment money and nothing is being transferred to Western Sky. My question is since the loan was bought and being administered by a non tribal entity that is totally outside of the reservation that the loan was gotten from, is it still considered a tribal loan?

i have sevaral PDLs had get new to pay others, i have been told to get a ACH revocation letter to my bank close my account etc. i want to pay what i owe but i dont no anything about EPPs or CNUs, can you help?

I was scammed by the mass street group and closed my account to keep them from taking any more money out of my account than they already had. Since then I have been receiving relentless phone calls at home and at work saying they have important documents they need to fax to me. I have now been getting phone calls from a personal locator saying he is coming to my place of employment to present me with these documents that are notifying me of my claim against me and my criminal charges. My question is what can i do about this and is it legal in any way. Should I call the sherriffs dept.

Hi. I became delinquent and I also received a letter from Blitt and Gaines, stating that they had been 'retained', and were attempting to collect a debt. Is what they're doing even legal? Is it a joke? And if what they do is legal, how come they don't show their real faces on their website? Usually lawyers who are operating legally have no problem showing their faces. Has anyone ever seen or know what they really look like?

I called my bank Friday just to see what if anything could be done about the overpayments I made to the PDL companies. I told her that yes I had borrowed the money but at the time I thought it was legal...once I found out it was illegal in my state I closed my account and sent the ACH revocations..That I would pay the principal since I did borrow it...She said since I hadn't do anything fradulent then she would go back as far as she could and file disputes against the charges and said they were improper payments/withdrawals. She seemed to have knowledge of pdl companies and how they work.