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How to Improve Your Credit Score

18 years 1 month ago
(Waiting for editorial view)

 

Anyone dealt with debtonefs or end debt? I think its a scam

18 years 1 month ago
They have a F rating with the FTC and my friend got burned bad by then. They took their fee and did nothing for him! I now need help myself

 

Understanding Credit

18 years 1 month ago
(Waiting for editorial view)

 

PDL Assistance Complaints-Feedback on this debt consolidation company

18 years 1 month ago
PDL Assistance Complaints: Good Afternoon~ Has anyone heard of and/or used the company PDL Assistance, Inc? They also go by PDL Eliminator. They are a PDL consolidation company who do the battleing for you but at a cost (of course). If you have, please let me know how they worked for you as I'm supposed to start on their program on the 31st. Thank you~

 

I have a question of the legality of my student loan

18 years 1 month ago
I have two student loans, each were for $10,000. I borrowed from sallie mae and chase. They now want over $600,000 for the ONE $10,000 loan. They want monthly payments of $37,000. MONTHLY. I only took the loan out 6 months ago and they add more to it every day. How can they legally do this, or ever expect someone to make that payment, no one other then a pro athlete could pay $37,000 a month. They want a monthly payment of 3x what i borrowed, and want me to pay 600,000 dollars on a 10,000 loan. HOW?

 

Another Cash Transfer Center Question

18 years 1 month ago
I have sent them the all around information letter to revoke this and that and not call me but only correspond with me via mail or email...and so far they have..well my question is this; in my letter I stated that since they are illegal in my state of TX and knowing that I have paid well over of all combine loans I am willing to pay the amount I borrowed on the last re-loan...but only with Money Order and will need a mailing address to do so...on my terms.

 

Help with a payday loan

18 years 1 month ago
I've tried to read through as many of these posts as possible, but my head is spinning right now. I made poor judgement and got a payday loan a while back because things were tight with just welcoming out new son into the family. I got a $500 PDL, and now can't get ahead because of it. Is there anything I can do to help get rid of it or am I stuck paying for another 3 months?

 

Can a creditor remove a negative report from your credit?

18 years 1 month ago
I sent the following unsolicited offer to settle, which offered to pay the amount in full if they agree to remove the negative information THEY reported on my credit file with all reporting agencies. Here is the letter: "Dear Sir/Madam, It has been brought to my attention that there is still an outstanding balance on the above referenced account number, that I previously thought was paid. I would like to take care of my debt. I appreciate the interest taken by you to resolve this issue. I would like to fulfill my obligation to pay in full this debt at the earliest.

 

SOL never runs out?

18 years 1 month ago
im a little confused since i started the debt reconciliation process. i have an old account with the old mbna before it was bought out by someone. well they sold it to someone else who apparently sold it to someone else. this debt is originally from like 1998 and i cant figure out for the life of me how it keeps staying active. it seems like everytime someone buys it the thing gets a new lease on life. not to mention its gone from being 1800 to almost 5000$. everytime one of these junk collectors buys a debt does it renew itself or something?

 

PayCheck Today

18 years 1 month ago
I have sent out numerous letters to this company and this is the response I got from them when I sent them my state of NJ laws on small loans (30%) You received a loan from us for $500. That is the amount we are requesting back. We are able to fund to NJ. Please respond as to when you will pay back the $500 you borrowed otherwise we will have to forward this to a third party collection company. Mike This is my response back to him: You are licensed in the state of NJ and you only charge 30% apr on small loans?