I got into the payday loan trap 7 years ago. Get this I borrowed from local store front lenders to have money to "blow" on the weekends, so my husband would not know how bad I was at following our budget. Well I finally came clean, borrowed money form my parents (totally humiliated myself) and paid off some. Then it was time for vacation, well no moneyt no worry, borrow more payday loans. Again the cycle started. Again groveled to my parents, got lectured by my mom and paid off a couple. (Way too embarrassed to tell the exact amount).
