This is quite interesting -- I would like to get the thoughts of other members and mods after reading this: http://www.ftc.gov/os/caselist/1123023/120307paydaycmpt.pdf

Seems like Midland placed a lien on my home and I was unaware of it until I went thru a home modification. How can I deal with this? I need it removed.

Something just showed up on my credit about AFNI in default. I have no idea what this is or where it came from. Does anyone have a template for a Credit Dispute Letter? And if so could you please email it to me at "jaccintx@aol.com". I would greatly appreciate it. Thank you!

Anyone get a straight answer from CashCall as to who/what/where are? CashCall won't give out info when requested.

I currently have outstanding payday loans, how can i get them to stop debiting my account legally? I have paid over the initial deposited amount, I am unsure how to handle the following companies, 500fastcash ameriloan thecashline I tried to make arrangements but since I haven't missed a payment they will not. Thank you

[COLOR=black]Is it True that if they say they want a certain amount of money but it is not affordable for me, as a single mother. That they have to accept what I can afford as long as it is reasonable? They say 10% of my gross income, and I have 2 other judgments I???m working on currently, I can honestly afford $50.00 A month, and that???s cutting out cable to make that happen, which is not a necessity!.[/COLOR]

I am trying to clean up my credit report. One entry that is reporting negatively is Captial One. The Status is closed. Last reported was January 2008. When does this actually fall off the credit report?

I took out payday loans last year to make ends meet after an unexpected surgery trying to pay them back at this time is troubling because locating the creditors are impossible, they sold the loans and no one knows to who . Those calling me dont give information on which creditors im actually paying. How do i find out who to pay without getting taken for my hard earned money because of fraudelent creditors?

Im in Texas and I have 3 payday loans that I cannot afford to pay. Can you tell what should I do. Here's we I owe. So far I have been extending them because I cant afford to pay on them. Ace Cash Express 300 Cash Net USA 250 Cash Central 300

Hi Please take a look at your forum payment snapshot. Have a nice time : ) Jason